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Posted: 2/19/2007 6:00:29 AM EST

Title says it all...my current Visa dumped its loyality scheme, so its time to find a new one.

It needs to be Visa or MC, because I use an Amex as my primary card, and there are many places that don't take it, hence the MC/Visa.

Any suggestions?
Link Posted: 2/19/2007 6:01:21 AM EST
I got one through HSBC that is 1% on everything no fee.
Link Posted: 2/19/2007 6:04:34 AM EST
[Last Edit: 2/19/2007 6:05:33 AM EST by Loaded_For_Bear]
Cabelas VISA

Save up your cash-back for a year or so, then walk into their retail store and get a free gun!
Link Posted: 2/19/2007 6:42:48 AM EST

Originally Posted By Loaded_For_Bear:
Cabelas VISA

Save up your cash-back for a year or so, then walk into their retail store and get a free gun!


I dont have one close so I normally get ammo. The 1% one I use now I get a check though so I have more options
Link Posted: 2/19/2007 1:37:06 PM EST
[Last Edit: 2/19/2007 1:37:36 PM EST by AvengeR15]
My Citicard MasterCard gives me 5% back on fuel - so that's all I use it for. Pay it off in full every month, and I have earned back almost $50 so far - the minimum you need to get a refund check cut to you from them.

ETA: Think of it as getting .11 - .15 off of every gallon of gas you buy.

Link Posted: 2/19/2007 2:41:42 PM EST
citi dividends, 5% cashback, groceries, gas, bills, Rx, up to $300 per year
Link Posted: 2/24/2007 5:36:48 PM EST
I like Discover. I think it offers the best deal.

YMMV


Of course you want MC or Visa so Discover might not work.
Link Posted: 2/24/2007 5:42:59 PM EST
May not be the best, but I do the Fidelity Rewards Visa through MBNA(or whoever they are now). I have a Fidelity account so it's pretty painless for me.
Link Posted: 2/24/2007 8:10:02 PM EST
American Express Blue Cash.
Link Posted: 2/25/2007 4:18:13 AM EST

Originally Posted By James16688:
citi dividends, 5% cashback, groceries, gas, bills, Rx, up to $300 per year


+1
Link Posted: 2/26/2007 5:34:46 AM EST
I have Citi Dividends and I believe they drastically reduced the program rewards as of November of last year.
Link Posted: 2/26/2007 12:19:20 PM EST
[Last Edit: 2/26/2007 12:20:16 PM EST by M4-guy]

Originally Posted By James16688:
citi dividends, 5% cashback, groceries, gas, bills, Rx, up to $300 per year


Another +1.

You get 1% back on everything else.

I found I was hitting the $300 max by about August, so I had my wife get another card under her name. I put all of our utilities on it (phone, DSL, sat TV, etc.) and told her to always use it for groceries. Now we usually get the full $600 back each year.

I haven't noticed any reduction in benefits.
Link Posted: 2/26/2007 2:43:32 PM EST
Citi Dividend Platinum Select

Earn 2% cash back on purchases at supermarkets, drugstores, gas stations, convenience stores, and utilities including cable, plus 1% cash back on other purchases with this credit card. Also enjoy no annual fee, travel benefits and much more.

Still not bad, but it's not 5% anymore.
Link Posted: 2/26/2007 3:10:06 PM EST
D'OH!

Link Posted: 2/26/2007 3:19:04 PM EST
My best Visa/MC one is only 0.5% (blah)

I love AMEX but you're right abotu some places not taking them.

Link Posted: 2/27/2007 6:34:52 AM EST
The NRA offers a card. The payback is not great but some of the profit goes to the NRA.
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