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Posted: 9/1/2015 12:39:59 PM EDT
with there 7 to 10 day to receive a debit card. Other than that, no problems.
i would like to find a different bank just to stick it to my current bank
recommend me a financial institution

PS: they want $35.00 to expedite a replacement .
Link Posted: 9/1/2015 12:40:43 PM EDT
Credit union.

Link Posted: 9/1/2015 12:54:53 PM EDT
Discussion ForumsJump to Quoted PostQuote History
Originally Posted By Justa_TXguy:
Credit union.

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This.

I don't understand why anyone would use a consumer bank in this day and age.
Link Posted: 9/1/2015 12:56:01 PM EDT
Eecu or fort Worth credit union
Link Posted: 9/1/2015 12:56:33 PM EDT
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Originally Posted By Justa_TXguy:
Credit union.

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Yep...my CU replaced my card withing 5 minutes....free.
Link Posted: 9/1/2015 12:59:36 PM EDT
If you don't go the credit union route, check out Simple.
Link Posted: 9/1/2015 1:00:34 PM EDT
I use US Bank, and I'm happy with it.
Link Posted: 9/1/2015 1:01:31 PM EDT
Keep your bank, get an American Express?  They'll overnight replacement cards to you.

I think Chase will issue new debit cards at most branches.
Link Posted: 9/1/2015 1:04:14 PM EDT
have used chase for years. walk into any branch and get a free replacement.
Link Posted: 9/1/2015 1:06:36 PM EDT
Didn't mention that I also have accounts at a credit union
Have checking and savings at credit union (deep undercover account )
Have checking and savings at regular bank (pay bills)
Link Posted: 9/1/2015 1:10:39 PM EDT
Discussion ForumsJump to Quoted PostQuote History
Originally Posted By Justa_TXguy:
Credit union.

View Quote


This cannot be stated enough.
Banks suck.
Link Posted: 9/1/2015 1:41:29 PM EDT
Both of my banks (Chase, CapitalOne) will give me a temporary card on demand.  Takes a few days for the permanent card as it has my team's logo on it (LSU).
Link Posted: 9/1/2015 1:48:25 PM EDT

Originally Posted By danco302:


with there 7 to 10 day to receive a debit card. Other than that, no problems.

i would like to find a different bank just to stick it to my current bank

recommend me a financial institution



PS: they want $35.00 to expedite a replacement .
View Quote
Why are you using a Debit Card as opposed to a Credit Card?



 
Link Posted: 9/1/2015 1:50:23 PM EDT
They are all the same.  They don’t give 2 shits about you.
Link Posted: 9/1/2015 1:51:03 PM EDT
Many Chase branches cann now print, emboss, and encode debit cards on site now.
Link Posted: 9/1/2015 1:51:23 PM EDT
[Last Edit: 9/1/2015 1:52:20 PM EDT by VrodRay]



Originally Posted By danco302:




with there 7 to 10 day to receive a debit card. Other than that, no problems.



i would like to find a different bank just to stick it to my current bank



recommend me a financial institution
PS: they want $35.00 to expedite a replacement .
View Quote
They probably have temporary cards for the time being...

 
At least that was the way it was years ago when I needed one.




 
Link Posted: 9/1/2015 1:54:37 PM EDT
[Last Edit: 9/1/2015 1:55:12 PM EDT by Frank_B]
Check and see if BB&T has a branch in your area. Read the article. It just may be your kind of bank.
Link Posted: 9/1/2015 1:56:37 PM EDT

Discussion ForumsJump to Quoted PostQuote History
Originally Posted By WhyTanFox:


Keep your bank, get an American Express?  They'll overnight replacement cards to you.



I think Chase will issue new debit cards at most branches.
View Quote
But a ton of places wont accept it.

 
Link Posted: 9/1/2015 1:58:29 PM EDT
First world problems.
Link Posted: 9/1/2015 2:04:53 PM EDT
If you qualify for membership, Navy Federal issues regular debit cards on demand at any of their branches.  Makes getting replacement cards a breeze.
Link Posted: 9/1/2015 2:23:31 PM EDT
agreed. Credit unions are much better than banks

http://www.mycreditunion.gov/about-credit-unions/pages/how-is-a-credit-union-different-than-a-bank.aspx
Link Posted: 9/1/2015 2:27:57 PM EDT
Originally Posted By danco302:
PS: they want $35.00 to expedite a replacement .
View Quote

Smaller bank or credit union.  I shy away from BoA, Chase, Wells Fargo and some other big banks.
Link Posted: 9/1/2015 2:27:59 PM EDT
FPNI.



If not a local FCU, try USAA if you qualify for membership.
Link Posted: 9/1/2015 2:29:42 PM EDT

Discussion ForumsJump to Quoted PostQuote History
Originally Posted By pcsutton:



Why are you using a Debit Card as opposed to a Credit Card?

 
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Discussion ForumsJump to Quoted PostQuote History
Originally Posted By pcsutton:



Originally Posted By danco302:

with there 7 to 10 day to receive a debit card. Other than that, no problems.

i would like to find a different bank just to stick it to my current bank

recommend me a financial institution



PS: they want $35.00 to expedite a replacement .
Why are you using a Debit Card as opposed to a Credit Card?

 
Still trying to understand. OP hasn't answered.



 
Link Posted: 9/1/2015 2:36:56 PM EDT

Discussion ForumsJump to Quoted PostQuote History
Originally Posted By 4v50:





Smaller bank or credit union.  I shy away from BoA, Chase, Wells Fargo and some other big banks.
View Quote View All Quotes
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Discussion ForumsJump to Quoted PostQuote History
Originally Posted By 4v50:



Originally Posted By danco302:

PS: they want $35.00 to expedite a replacement .


Smaller bank or credit union.  I shy away from BoA, Chase, Wells Fargo and some other big banks.




I've never had the good fortune to find a smaller bank or credit union that has the online banking features that Chase provides me. They allow me to do whatever I want with my money. Make and receive payments, transfer funds, deposit checks, and other handy stuff...on my iPhone.


Hell, whenever a charge is made against one of my credit cards I get an instant text message and can assign a spending category to the transaction. The instant notification would also alert me of unauthorized use of my cards.






 

Link Posted: 9/1/2015 2:44:57 PM EDT
Yup, my credit union prints me a new card regardless of what branch im at.
Link Posted: 9/1/2015 3:18:08 PM EDT
[Last Edit: 9/1/2015 3:21:16 PM EDT by wildearp]
Discussion ForumsJump to Quoted PostQuote History
Originally Posted By Corvette-Racer:
Both of my banks (Chase, CapitalOne) will give me a temporary card on demand.  Takes a few days for the permanent card as it has my team's logo on it (LSU).
View Quote



My Chase card has been hacked many times.  I was never offered a temp card.  Who do you have to blow to get a temp........................

I would switch to a credit union in a heartbeat if there weren't a Chase on every corner here with ATMs.  They are also in my main grocery store, and a block from my house.  They have never done me wrong.  

Replacements have either been over-nighted, or the last two times were UPS'd in about 4 days.  They send them to my house, which sucks.  The driver will leave it on my front porch without even touching the doorbell.  I caught the fucker both times.

It is good to have a back up plan.  I have two CC with Chase and a Debit.  I also have a separate AMEX and a few other backups that aren't activated.  Getting cash isn't an issue because of so many bank branches.  

If your bank isn't local, I can see where you may have some issues.  I couldn't find any Credit Unions with cash-back-for-purchases cards, but maybe that has changed????
Link Posted: 9/1/2015 3:25:09 PM EDT
Discussion ForumsJump to Quoted PostQuote History
Originally Posted By Frank_B:
Check and see if BB&T has a branch in your area. Read the article. It just may be your kind of bank.
View Quote



That's who I use.

No problems so far.
Link Posted: 9/1/2015 7:52:38 PM EDT
Discussion ForumsJump to Quoted PostQuote History
Originally Posted By pcsutton:
Still trying to understand. OP hasn't answered.
 
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Discussion ForumsJump to Quoted PostQuote History
Originally Posted By pcsutton:
Originally Posted By pcsutton:
Originally Posted By danco302:
with there 7 to 10 day to receive a debit card. Other than that, no problems.
i would like to find a different bank just to stick it to my current bank
recommend me a financial institution

PS: they want $35.00 to expedite a replacement .
Why are you using a Debit Card as opposed to a Credit Card?
 
Still trying to understand. OP hasn't answered.
 

I use a debit card cause I'm trying to pay down my credit card
with debit, i can't spend more than what i have.
the bank is Comerica, btw
Link Posted: 9/1/2015 7:56:35 PM EDT
Originally Posted By danco302:
with there 7 to 10 day to receive a debit card. Other than that, no problems.
i would like to find a different bank just to stick it to my current bank
recommend me a financial institution

PS: they want $35.00 to expedite a replacement .
View Quote

Try a credit union?

Many credit unions simply print new cards while you wait.
Link Posted: 9/1/2015 7:58:42 PM EDT
Discussion ForumsJump to Quoted PostQuote History
Originally Posted By Justa_TXguy:
Credit union.

View Quote

My credit union told me my replacement card will take two weeks.

Up to 15 days to get my money refunded after my account got hit with a fraudulent charge.
Link Posted: 9/1/2015 8:03:27 PM EDT
[Last Edit: 9/1/2015 8:04:26 PM EDT by TheTallest]
OP, I feel your pain. I belong to a CREDIT UNION and my card got stolen on August 11th. I canceled the card and the credit union said I'd get a new card in 7-10 days. 15 days later I had the new card; yesterday. This morning I try to activate the new card and it was fucking deactivated. As in UNFUCKINGUSABLE. I call the bank and they shut the card off because I used my birth date, my social to activate it. They then tell me I had to use my wife's birth date and social. What the hell is that?
Link Posted: 9/1/2015 8:03:46 PM EDT
That sounds shity, my bank gives me a temporary card until the real one is sent, but with my CCs linked to my account I just use them and pay as I go like normal. I can't even remember the last time I used an atm, but I get cash from side jobs.
Link Posted: 9/1/2015 8:05:21 PM EDT
get a new bank. I can walk into chase and get one on the spot...
Link Posted: 9/1/2015 8:06:05 PM EDT
Credit union.

Walk in, walk out in 1 hr or less with new account and card in hand no charge.
replacement cards free and they don't change me to send me my paper statement every month.

Just find a bank or credit union that actually wants your business.
Link Posted: 9/1/2015 8:20:25 PM EDT
Discussion ForumsJump to Quoted PostQuote History
Originally Posted By markl32:



This.

I don't understand why anyone would use a consumer bank in this day and age.
View Quote View All Quotes
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Discussion ForumsJump to Quoted PostQuote History
Originally Posted By markl32:
Originally Posted By Justa_TXguy:
Credit union.




This.

I don't understand why anyone would use a consumer bank in this day and age.



I've been a CU member since I was 16. I've never once been charged any "service fees" or any other BS. I opened an account with Suntrust a couple years ago since we refid our mortgage through them and have had to put up with more BS than I can stomach. The accounts are getting closed soon and I will just mail them a check for the mortgage. I'm glad I kept my primary accounts with the CU.
Link Posted: 9/1/2015 9:26:12 PM EDT
CREDIT UNION, going on 30 yrs
Link Posted: 9/1/2015 9:38:50 PM EDT
Originally Posted By danco302:

PS: they want $35.00 to expedite a replacement .
View Quote


USAA charges $8 via FedEx
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