User Panel
User Panel
User Panel
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Posted: 7/2/2010 2:46:44 PM EDT
[#1]
Mine almost tripled a few weeks ago.
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Posted: 7/2/2010 2:47:05 PM EDT
[#2]
Mine only went up 38%.
Not sure what I'm going to do yet since they may raise rates again. |
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Posted: 7/2/2010 2:47:15 PM EDT
[#3]
Mine went up 20% this year.
Everyones' premiums are going to go up 20% to 40% a year for the foreseeable future to cover the previously uninsured. Another unfunded government mandate. |
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Posted: 7/2/2010 2:50:58 PM EDT
[#4]
My wife was recently bitching about ours going up. She didn't say how much though.
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Posted: 7/2/2010 2:50:59 PM EDT
[#5]
Dunno. My employer switched everyone over to 1099's, so no more option of insurance.
Prior to that, I couldn't afford the cheapest coverage.
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Posted: 7/2/2010 2:52:38 PM EDT
[#6]
Nope. Deductilbes went up a little, but not much else. Vision and dental stayed the same.
It's gonna change some next year, when I retire, but I think it will still be sub 400 bucks/mo for the wife and me. I'll have to wait and see what changes between now and then I guess. Otherwise our next enrollment is Sept. |
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Posted: 7/2/2010 2:56:43 PM EDT
[#7]
There is no free money. Covering those unhealthy/non-compliant people will cost... and you should be proud to be doing your part, citizen!
<barf> Posted Via AR15.Com Mobile |
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Posted: 7/2/2010 2:58:43 PM EDT
[#8]
I dunno........
 .........yet. |
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Posted: 7/2/2010 2:59:45 PM EDT
[#9]
Everybody.
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Posted: 7/2/2010 3:03:15 PM EDT
[#10]
Yes.
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Posted: 7/2/2010 3:06:51 PM EDT
[#11]
joys of being .mil, my shit is "free"
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Posted: 7/2/2010 3:08:27 PM EDT
[#12]
mine only went up 15% but now if you are a smoker you get a $25 charge per paycheck and after jan 1 2011 no more employer paid disability. not even the little they gave us. Co-pays and perscriptions went up a bit too.
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Posted: 7/2/2010 3:10:41 PM EDT
[#13]
I'm pretty sure next time enrollment rolls around I'll be canceling mine. I never go to the doctor, my wife never goes either, I'm paying 400 a month for both of us for no reason. the only reason I got insurance to begin with because I like to do a lot of activities I could get hurt doing, but it's not worth it anymore.
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Posted: 7/2/2010 3:16:38 PM EDT
[#14]
Unpossible, I know this can't be true because Obama met with insurance CEO's a week ago and told them to knock off that rate increase bullshit.
June 22 White House meeting |
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Posted: 7/2/2010 3:20:33 PM EDT
[#15]
Quoted:
Unpossible, I know this can't be true because Obama met with insurance CEO's a week ago and told them to knock off that rate increase bullshit. June 22 White House meeting 
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Posted: 7/2/2010 3:21:17 PM EDT
[#16]
My wife's insurance is going up substantially next year, they have already been warned. She works for a fortune 500 company
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Posted: 7/2/2010 3:28:52 PM EDT
[#17]
That's just the beginning.
By early next year they'll be even higher.Starting 9/23/2010 they can't turn away anyone under 19. So if you're paying for your own policy (As opposed to getting it through work) you should stop paying for your children. Drop them off of the policy, or get them their own with an extremely high deductible just as protection. No reason to pay for them now, since starting this fall, if they get sick, you can just go out and buy a policy and have services paid for and then drop the policy when services are done. Prices are based on the average claim cost for the group of people for insurance. So when all of the people with healthy kids figure this out and drop their policies, leaving behind only those that are sick, what do you think the average claim cost per person, and hence the price, is going to do? Starting this fall, you could have a kid sitting in the ICU waiting for a transplant and if you go fill out an app at some insurance company, they'll have to take them and pay the claims no matter what the cost. your kid need some exotic treatment that's going to cost $millions? doesn't matter. go buy a cheap insurance policy and the company will have to pay for it. What do you think that's going to do to prices? Those are just a couple a few of the new laws that will cause prices to skyrocket starting this fall. Another good one: All preventive care must be covered at 100% for everyone. They way they phrased it is so fucked up that you could probably go get a $5,000 executive physical at the mayo clinic and your insurance company would have to pay for it. |
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Posted: 7/2/2010 4:15:59 PM EDT
[#18]
Yup, thanks a lot Obummer!
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Posted: 7/2/2010 4:18:38 PM EDT
[#19]
I don't have health insurance. Wish I had health insurance at all whether it increased or not.
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Posted: 7/2/2010 4:18:45 PM EDT
[#20]
The day after he signed IT.... My rates went up 35%...
FUCKER!!!!! |
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Posted: 7/2/2010 4:26:24 PM EDT
[#21]
I now pay more for less coverage. Im not sure of the exact %.
The full scale Social Redistribution of wealth is getting geared up. This is going to be a real bitch of a ride.
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Posted: 7/2/2010 4:36:17 PM EDT
[#22]
Quoted: I now pay more for less coverage. Im not sure of the exact %. The full scale Social Redistribution of wealth is getting geared up. This is going to be a real bitch of a ride. That's basically all this shit is. They're going to tax the fuck out of anyone who makes money and use it to give subsidies to the people with lower income in order to buy "insurance." Also, a lot of the regulations are designed to just shift the prices of insurance around to benefit democrat constituents. Right now, insurers price so that people who on average cost more in claims, pay more in premium. Old people and young women for example, use more services than young men. After obungocare, it's illegal to "discriminate"  by sex so men and women get the same rates.At young age what before might have been $100 male and $200 female because the female uses more services will now be $150 male and $150 female. Men subsidize women. They're doing the same thing with age. They made it illegal for rates at the oldest age to be any more than three times the rates at the youngest age. So young people's rates will go up to cover the cost of the older folks. Just because of regulations like that, a healthy 25 year old male who buys health insurance for himself will see his rates more than triple thanks to obungocare, and that's on top of all the taxes that fund it. And what do they do with those taxes? If that same young man makes under about $40k / year, he would start to get handouts from the government to be used to pay for the "insurance" policy. So they use regulation to shift the premiums around to benefit democrat voters and any democrat voters that might get hit on the high side make little enough income that they get taken care of by the subsidies. Bend over you're about to get fucked on health care and it's just getting started. You can think about all these added costs as you spend 10 times the amount of time waiting to see the doctor because they added 30 million more leeches to the system without adding any doctors. |
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Posted: 7/2/2010 4:36:36 PM EDT
[#23]
yes. Guess who can go fuck himself.
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Posted: 7/2/2010 4:37:16 PM EDT
[#24]
i can't afford even basic insurance and i'm 24.
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Posted: 7/2/2010 4:38:18 PM EDT
[#25]
Yep, mine went up 43% in one month from March to April with NO PRIOR CLAIMS IN THE LAST 3 YEARS!
Thanks obozo, now I only have "catastrophic coverage" and my premiums are STILL MORE THAN MY FUCKING MORTGAGE PAYMENT!!!
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Posted: 7/2/2010 4:48:10 PM EDT
[#26]
Quoted: Yep, mine went up 43% in one month from March to April with NO PRIOR CLAIMS IN THE LAST 3 YEARS! Health insurance isn't like car insurance. They don't look at an individual persons rates in setting prices. they do it by classes like age / sex combination. So you could have a year where you had no claims, but if a bunch of other people on the same type of policy used higher than expected amount of services, you would pay more because the average expense across the pool will have gone up. |
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Posted: 7/2/2010 4:51:15 PM EDT
[#27]
Mine when up 50%.
–– John |
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Posted: 7/2/2010 6:48:47 PM EDT
[#28]
BCBS ^ 24%
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Posted: 7/2/2010 6:57:02 PM EDT
[#29]
Quoted: I now pay more for less coverage. Im not sure of the exact %. The full scale Social Redistribution of wealth is getting geared up. This is going to be a real bitch of a ride. my old job did that to us 4 years ago. they had some people come in with charts and shit and we had a meeting and we were getting like half the coverage for a little more then we paid the year before. still i cant wait till Obama says about me i don't have insurance i couldn't afford it even when i worked. |
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Posted: 7/2/2010 7:39:52 PM EDT
[#30]
I can't wait to hear the liberal twats in the office bitching when ours goes up. They'll still be looking to the gubment to fix it for them because they are too fucking ignorant to get it.
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Posted: 7/2/2010 7:46:23 PM EDT
[#31]
Not yet, but that's the point. Make private insurance damn near impossible to afford, due to gov't mandates. And when people start clamoring for cheaper health care, who will they turn to?
.gov. For what? A single-payer system, which wasn't included this go-round.  |
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Posted: 7/2/2010 7:48:13 PM EDT
[#32]
Quoted: I can't wait to hear the liberal twats in the office bitching when ours goes up. They'll still be looking to the gubment to fix it for them because they are too fucking ignorant to get it. That's the point––see my earlier post. |
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Posted: 7/18/2010 4:56:25 PM EDT
[#33]
Premiums went up almost 30% this past year, and will go up a minimum of 20% next year.
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Posted: 7/18/2010 4:58:17 PM EDT
[#34]
yep and it was the excuse for no raises this year... again. although they did cover the cost increase.
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Posted: 7/18/2010 5:14:28 PM EDT
[#35]
No premium increase this year... but an increase in our OOP limits, and deductibles.
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Posted: 7/18/2010 5:31:02 PM EDT
[#36]
I'm right at 30%
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Posted: 7/18/2010 6:06:27 PM EDT
[#37]
Quoted: BCBS ^ 24% Same here. I almost cringe of what it will fo up come next January. |
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Posted: 7/19/2010 12:52:40 AM EDT
[#38]
A New Dr. Seuss Book
I do not like this Uncle Sam, I do not like his health care scam. I do not like these dirty crooks, or how they lie and cook the books. I do not like when Congress steals, I do not like their secret deals. I do not like this speaker, Nan, I do not like this 'YES WE CAN'. I do not like this spending spree, I'm smart, I know that nothing's free, I do not like your smug replies, when I complain about your lies. I do not like this kind of hope. I do not like it. nope, nope, nope! |
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Posted: 7/19/2010 2:38:59 AM EDT
[#39]
I find out next month when we are up for our yearly renewal.
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Posted: 7/19/2010 2:41:21 AM EDT
[#40]
If I bothered to follow my sister's Facebook, I'd be watching for her to bitch about her rates going up. Then I'd laugh, since she wanted this shit.
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Posted: 7/19/2010 2:43:19 AM EDT
[#41]
"change we can believe in"
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Posted: 7/19/2010 2:45:26 AM EDT
[#42]
A couple of the Odumbo voters in my shop had a total disconnect when their rates went up by 25%.
I enjoyed pointing out to them why.  I asked them if they were happy with their 'Change.' |
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Posted: 7/19/2010 2:57:33 AM EDT
[#43]
I wish.
Mine went up over 50%. This is after switching to the "cheaper" company too. |
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Posted: 7/19/2010 2:58:42 AM EDT
[#44]
Just remember that the real objective is to drive private insurance out of business and make the government the sole provider.
This is why it is vital that we elect Republicans/Libertarians in November. We may have to figure out how to give some of them a spine transplant, but voting Democrat is almost like being a traitor. |
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Posted: 7/19/2010 3:04:34 AM EDT
[#45]
My wife who has worked in insurance for 20 years say's the record so far is a 60% increase on a group plan her company write's for a small company.
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Posted: 7/19/2010 3:09:17 AM EDT
[#46]
I just got my 3-mo. bill, it's a lot of money!
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Posted: 7/19/2010 3:24:36 AM EDT
[#47]
I'm sure, just can't count that high.
Plus throw in that $3,000 deductible per person with nothing getting covered until then and we have a ton of money going out, showing no benefit whatsoever. I categorize Insurance in with all the biggest of scams - politics, religion, mortgage, transportation, banking - did I miss any? |
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Posted: 7/19/2010 3:27:29 AM EDT
[#48]
Ours were supposed to go up 32% so we are switching insurance companies for a 9% increase. The new company won't pay for one of my subscriptions
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Posted: 7/19/2010 3:29:23 AM EDT
[#49]
We went with a new plan, so its hard to say how much prices went up.
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Posted: 7/19/2010 3:30:39 AM EDT
[#50]
Quoted:
I'm pretty sure next time enrollment rolls around I'll be canceling mine. I never go to the doctor, my wife never goes either, I'm paying 400 a month for both of us for no reason. the only reason I got insurance to begin with because I like to do a lot of activities I could get hurt doing, but it's not worth it anymore. Thats what insurance is for. You are playing russian roulette by doing that. |
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