Seems that after the attack on NYC and Washington last year some of the New York ATM machines were broken. They allowed you to take out $500 regardless of your balance. Some people took out 80 $500 withdrawls - others racked up debts of close to $20,000 and now refuse to pay it back.
These are the same type of people who during the riots go out window shopping taking advantage of other people.
This society has no morals.