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Posted: 8/25/2006 6:26:26 PM EDT
[#1]
Well, even if the media performed yet another hack job, State Farm is still a miserable company with shitty morals. My sister was hit by a woman who decided to make a wide U turn from the right shoulder of the road without checking for traffic first. The woman's insurance, State Farm. My sister's insurance, State Farm. She had to hire her own attorney and still took a bath. |
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Posted: 8/25/2006 6:28:38 PM EDT
[#2]
fixed it for you |
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Posted: 8/25/2006 6:31:04 PM EDT
[#3]
I agree. I wouldn't insure with them again if I had any choice in the matter. |
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Posted: 8/25/2006 6:32:37 PM EDT
[#4]
I stand corrected. |
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Posted: 8/25/2006 6:34:55 PM EDT
[#5]
My step father is a State Farm agent. He's made a good living for my mother and himself, but the company has treated him like shit the last few years. He is close to retirement, and actually have two offices in different towns. He is holding on because he is so close to retirement.
We obviously have insurance with him, and it seems like SF is pretty competitive. I just hate the way they have treated him. It used to be pretty lucrative, now SF has gotten stingy, and they are cutting costs by skimming more off the top from the agents. They are treated like used car salesman, by uncaring dealers........ |
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Posted: 8/25/2006 6:35:58 PM EDT
[#6]
Never had a problem with USAA
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Posted: 8/25/2006 6:38:33 PM EDT
[#7]
Did it go to trial, or was it settled? |
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Posted: 8/25/2006 7:02:29 PM EDT
[#8]
I have had to deal with State Farm twice over vehicle accidents. Since I wasn't insured with State Farm and the other parties were, they tried to treat me like shit. I had to raise hell with them to get a rental vehicle. Then they told me I could only keep it for several days and my truck wasn't ready.
As far as I'm concerned.....if they finally got some bad press, they damn sure deserve it. |
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Posted: 8/25/2006 7:05:17 PM EDT
[#9]
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Posted: 8/25/2006 7:25:11 PM EDT
[#10]
My ex wife works for Auto Owners insurance. They're generally pretty good about paying out fairly. |
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Posted: 8/25/2006 7:30:39 PM EDT
[#11]
Fuck state farm. After paying the bastards for sixteen years for both home and auto I filed a claim for body damage to my truck when a deer jumped out in front of me. They insisted on using used or cheap after market body parts but they paid the claim. That same year my neighbor, also a state farm client, backed into me as I drove past her house. They paid out for the accident then dropped me; said I was "high risk."
Sixteen fucking years....   
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Posted: 8/25/2006 7:33:33 PM EDT
[#12]
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Posted: 8/25/2006 7:37:15 PM EDT
[#13]
You act as if insurance works both ways... You are only supposed to pay them not make a claim!! 
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Posted: 8/25/2006 7:40:13 PM EDT
[#14]
Don't know if it is true but I heard that State Farm was mafia owned or connected.
I haven't dealt with them in 20 years though so I guess it don't matter to me one way or the other. |
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Posted: 8/25/2006 7:41:41 PM EDT
[#15]
Somebody needs to do a hatchet job on ABC and 20/20 itself.....
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Posted: 8/25/2006 7:48:29 PM EDT
[#16]
State Farm has a pretty hideous rep around this area after some nasty events dealing with home owners insurance.
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Posted: 8/25/2006 7:57:37 PM EDT
[#17]
Don't ask me to have any pity for insurance companies. Most are no-good racketeers. |
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Posted: 8/25/2006 7:58:21 PM EDT
[#18]
What do you expect, its run by ex Military Officers. They run a tight ship, and do right by their customers. |
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Posted: 8/25/2006 8:22:22 PM EDT
[#19]
Had state farm insurance for 19 years. They have been great in every single claim.
Now Alstate and 21rst Century, horrible when their drivers damaged my parked vehicles. |
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Posted: 8/25/2006 8:31:41 PM EDT
[#20]
I've had State Farm for decades. When I was still married, my wife wrecked her BMW twice within 2 years. Approximately $15,000 in repairs each time. State Farm took care of the car both times without a hitch.
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Posted: 8/25/2006 8:33:58 PM EDT
[#21]
I got hit from the rear by some broad; she broke her turn signal lens. Sued me for $25,000 for auto damage, loss of wages, pain & suffering etc. etc. Settled for about $3500. (Been with them 25 years.)
State Farm then almost DOUBLED my insurance!! Said I was "More than 50% at fault in the accident" because I was making a legal right turn from a driveway. State Farm wasn't like a a good neighbor to ME! I'm with Geico now. Allstate: I had a g/f whose VW was parked on the street, legally. Some asshat lost control at the intersection and hit her car. She collected from the other guy's insurance and Allstate STILL CANCELLED HER due to being "accident prone!" |
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Posted: 8/25/2006 8:37:48 PM EDT
[#22]
Ditto. My parked van got totalled in a chain-reaction accident. After explaining the incident to the adjuster, his reply was, "Well, the other two parties are going to argue forever about whose fault it was, but the one thing we know is that it wasn't yours. We will pay for your claim and then go after their insurance companies for reimbursement." I got a check seven days later for $1,500 more than I expected. |
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Posted: 8/25/2006 8:39:22 PM EDT
[#23]
Had two big claims with SF, firearms theft and a roof replacement from hail damage. Both went smooth and they covered eveyrthing beyond the deductible.
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Posted: 8/25/2006 8:45:52 PM EDT
[#24]
Several claims with SF and no problems, and best of all my rates never went up.
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Posted: 8/25/2006 8:51:42 PM EDT
[#25]
Forgive me if I'm wrong (easily could be) but... I thought they couldn't drop you after so many years? I thought it was 10? My State Farm agent told me that.
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Posted: 8/25/2006 8:57:47 PM EDT
[#26]
I was rear ended last year by an allstate customer, I had state farm at the time. I argued back and forth with allstate trying to get them to pay up from the day of the accident until I got rid of the car a few months ago. How does this relate to state farm? State farm never once went to bat for me, they wouldn't even make a damn phone call. I use progressive now. Thankfully, I haven't had to make any claims,b ut my experiences dealing with them over the phone so far have been top notch.
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Posted: 8/25/2006 9:10:39 PM EDT
[#27]
I have been with State Farm since 1978 when I was 16 and started driving, and I have had my home owners with them since 1994, no problems at all with them
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Posted: 8/25/2006 9:15:59 PM EDT
[#28]
One more vote for fuck State Farm here.
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Posted: 8/25/2006 9:16:46 PM EDT
[#29]
good luck the only thing progressive about them is their rates only auto insurance I ever had that went up every year  I turned the magic 25 and they fucking doubled it called farmers mutual got the same policy for 20% of what i was paying those assholes they were cheap to start but kept creeping the rates up then after they had ya and figured you were too lazy to move they really cranked it up farmers has lowered my rates every year since I have been with them |
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Posted: 8/25/2006 9:25:40 PM EDT
[#30]
Sounds like failure to yield. You made a right hand turn in front of oncoming traffic and got hit in the rear end, correct? More often than not, when the actual details come forth, the horrible insurance company wasn't so horrible after all. |
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Posted: 8/25/2006 9:32:50 PM EDT
[#31]
I've had the misfortune of being involved in quite a few "accidents" over the years. It's been my personal experence that State Farm is very hard to deal with. I have been screwed over by them seveal times over the years and would never recomend or use any of their services.
I've used Shelter Insuance since I was sixteen and have made several legit claims with them over the years and have always been happy with the results. Of course.....YMMV |
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Posted: 8/25/2006 9:34:20 PM EDT
[#32]
Your insurance company does not have a leg to stand on until they pay a claim. It is called the right of subrogation. You were the one who suffered damages and you were the one involved in the claim. Allstate would not have dealt with State Farm until they paid the claim and subrogated. If you had filed through your company they would have paid your claim (if you purchased the coverage) and gone against the other company. Another case where the horrible insurance company was not so horrible. |
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Posted: 8/25/2006 9:36:13 PM EDT
[#33]
Progressive has been good to me. My wife was in a accident - she was at fault - and they were easy to work with. Covered the repair to her car and the person she hit without a hitch. Our rates did not go up either. Av. |
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Posted: 8/25/2006 9:40:24 PM EDT
[#34]
State Farm changed my billing address for no reason. I had to call them and ask why I hadn't recieved a bill for the last two months. They told me that my policy had been cancelled because of non-payment. WTF??? They screwed up and fixed it.
The second time they did this to me I told them to shove their policy up their ass. State Farm is the shittiest of the shitty. They can eat shit out of a dead pigs ass. |
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Posted: 8/25/2006 9:54:58 PM EDT
[#35]
10 years is correct. |
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Posted: 8/25/2006 11:06:56 PM EDT
[#36]
right, they had no legal standing. it wouldn't hurt to have given it a shot, or offered me some advice, helped me in whatever way they could. they're supposedly big on helping any way they can, being a good friend and all that. horse shit. |
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Posted: 8/25/2006 11:13:37 PM EDT
[#37]
#1 I especially like it when another insurance company calls and claims they can save me money. There usually very quiet after I mention USAA.
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Posted: 8/25/2006 11:16:34 PM EDT
[#38]
Was rear-ended by a woman who was beating on her kids. Took three years, a lawyer, don't know how many doctor visits, physical therapy vistis, and fighting with them about my vehicle repairs... And they still refused to pay for any medical bills... Fuck them. The whole company is run like crap. Allstate isn't far behind. Amica, now that's agood insurance company. |
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Posted: 8/25/2006 11:19:15 PM EDT
[#39]
Wasn't it Stone Phillips on 20/20 that was caught implanting incendiaries in Chevy trucks to get them to explode like they "were supposed to" in side impact collisions? |
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Posted: 8/25/2006 11:33:14 PM EDT
[#40]
Have had State Farm for a number of years and made a few auto claims. No problems with them whatsoever. Fast and efficient. |
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Posted: 8/26/2006 12:05:22 AM EDT
[#41]
It gets even better...they send members a reimbursement check if they made too much money...what other insurance company does that |
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Posted: 8/26/2006 12:08:27 AM EDT
[#42]
+1 USAA has my home policy, mortgage, and auto ins. Damn fine bank too! |
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Posted: 8/26/2006 2:39:47 AM EDT
[#43]
whats the web addy for USAA? |
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Posted: 8/26/2006 3:26:38 AM EDT
[#44]
its not. you wouldn't believe the kind of illegal bullying that slime bag company tried to do to me. |
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Posted: 8/26/2006 3:49:06 AM EDT
[#45]
Then, if he was with the company 16 years, how did he get dropped? |
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Posted: 8/26/2006 4:15:08 AM EDT
[#46]
Is USAA only for .mil people?
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Posted: 8/26/2006 4:23:02 AM EDT
[#47]
The insurance industry is largely a sham perpetrated on the American public and is sanctioned by the US gov't.
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Posted: 8/26/2006 4:28:56 AM EDT
[#48]
Wobblin Gobblin, that's the truth.
Whether one has had good or bad experiences with any particular company is not really the issue. I can say my only claim experience with S-F was a good one. I recognize that another office and adjuster might make an experience a bad one. The same can be said for any company. The issue I would have with any such "report" is the hatchet job based on a pre-conceived notion or hidden agenda or, just a sensationalist explosion to make a news item when there's nothing else they want to talk about. It's the same mentality that is anti-gun and anti America: "We know best; we will tell you what to think; the hell with full facts." |
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Posted: 8/26/2006 5:10:51 AM EDT
[#49]
We live in a "hurricane prone" area. State Farm is about to jack our rates through the roof.
As soon as that happens, we're moving our workman's comp, general liability, and 6 auto policies to the lowest bidder. Their loss will exceed my increase. Oh, and by the way, most all insurance companies are scum. What they are doing to hurricane victims far exceeds what Enron did to their shareholders. There should be a website where policyholder feedback can be displayed, for all to see just how unscrupulous these companies are at paying hurricane claims. Every day they delay is a profitable day for them. |
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Posted: 8/26/2006 6:29:17 AM EDT
[#50]
.mil and thier dependants is pretty much the scope of their membership. Of course, once you are a member, you are always a member, regardless of .mil or dependant status. Here it is: Active duty officers and enlisted personnel; National Guard, Reserve officers and enlisted personnel; Officer candidates in commissioning programs Adult children and former spouses of USAA auto or property policyholders Former USAA auto or property policyholders The web addy is www.usaa.com |
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