what innocent_bystander said. I like the Savage - my vote, but it deserves a better stock. AK is ok with folder if you can shoot it that way. I have scopes on 2 bolt guns (a harris bipod on the CZ550) and an Aimpoint M2 on my M4 so, other than that and the bayonets on my C&R rifles, no accessories. I never figured my 500 was worth spending money for ad-ons, although I would put a pistol grip (non-extending) stock on my FN SLP if I could find one. G23 is nice, I plan on getting into .40 soon since I just bought 1750 rounds of it. I don't like the Kel-Tec. It isn't anything about it's quality, just that if I am going to use my xm193 or SA these days, I want more accuracy from a shoulder-fired rifle and velocity from a barrel at least 16" long. Everyone is short on funds, but you should be that way from buying too much ammo, not flashlights, rails, red-dots, stocks, etc.