+1 on you should be using it with some rail covers on or a vertical grip, that's what most people do. If not they wear gloves or just deal with it.
I have my PTR setup exactly like that except for the Harris style bipod. I'm using a vertical grip mounted about three inches from the mag well which makes it a very controllable and comfortable setup for fast acquisition and followup shots, but what works for me I understand may not work for everyone. Some people say the rifle is just too heavy for that, but it's not at all for me, but I am a little bigger than most people at 6'4" and 230lbs.
The Tapco stock does what it's suppose to as all it is just a quality CAR stock designed to fit the HK rear buttstock assembly. I did smooth out the top lip of the buttstock that was rough on my cheek also, now it smooth as butter. It adjusts to my and someone elses LOP very quickly and gives me an ambi sling attachment for the rear of the rifle, something that has always kept the HK91 series from being more ambidextrous as most modern rifles today are. The railed forend lets me put a mounted rail attached sling swivel on the right side of the forend making it a very functional setup for me as a lefty with a SpecOPs MasterBlaster sling and setup quickly for a righthand user also by just switching the swivel to the other side.
Like it or not, in my point of view it makes the rifle much more useable and versatile for accessories than it was in a standard configuration and functional is more important to me than just looks. Without a setup like this the PTR91 wouldn't have been as useful to me at all and I probably would have sold it already.