Good point!
I also cross check when loading and have several loading manuals to do that with. One thing I have noticed is that my Hornady manual will sometimes show max loads less than start loads for the same caliber/bullet weight in other manuals.
Hodgdon indicates W296 and H110 not to be reduced more than 3% due to the possibility of a bullet lodging in the barrel. I'm sure that has something to do with case capacity and pressure.
copy and pasted from Hodgdon's site:
"For those loads listed where a starting load is not shown, start 10% below the suggested maximum load and then approach maximums carefully, watching for any sign of pressure (difficult extraction, cratered and flattened or blown primers, and unusual recoil). H110 and Winchester 296 loads should not be reduced more than 3%."