I have a size large RBAV-AF in Multicam and am happy with my purchase. Most people these days are going with Plate Carriers (PC), but there is really only a couple pounds difference between a PC and a Armor Carrier (AC) assuming you use the same size/weight or plates, numner of mags, etc.... Im not LE/Mil so for me the most likely need for body armor would be home defense, and statistically pistols are the most common firearm in home invasion, (I believe its 97% of the time), so I want as much soft armor as I can get and IMO the need for a light weight, breathable, unrestrictive vest isn't really necessary unless youre fighting in desert heat. Ohio can get warm and humid, but not desert hot.
As for a drop leg I wouldn't bother, just put a holster on your battle belt (BB). I use a HSGI belt and never have any issues drawing from it. No need to fiddle with straps, or buckles to put on a drop leg, it takes all of seconds to take a BB on or off.