My advice is to build it yourself. Here's what my build was, maybe it will help you decide. Ameetec lower, bushy parts kit, ergo grip, Magpul M93A stock, RRA upper, enhanced bolt and CH, bushy 16" m4 profile barrel, ARMS SIR 45M, phantom FS, arms 40L BUIS. All said and done, my bill was a tad over 1100$ The same gun straight from bushy was 2200$ for a savings of 1100$ that is now going to buy and eotech 552, surefire M900, and 10 mags. So, you can see that in my particular case, it paid off great BUT my build was fairly specialized.(i did buy the SIR 45M used in the EE though, but it was absolutely like new) I'm not worried that it will depreciate whatsoever with the parts I have, and the bling bling goodies never hurt. I also highly doubt after you save enough by building your AR to buy a quality optic(or a down payment on a fur coat) that you'll worry much about it either. Quality will be just as good as anything on the market really, and I'm sure you'll be happy with it.