If you're making a 55gr FMJ plinking load, don't worry about the powder...the FMJ bullet is gonna cost you some accuracy inherently; my advice is to get some cheap powder that meters well, and crank out as much as you can.
My current plinking load is using Hornady 55gr blemished bullets from Lock Stock and Barrel for $33 per thousand, and I used up the last of the Win 748 that I never had good luck with accuracy wise.
I use the 4895 for working up accuracy loads, which means I weigh each charge...a royal PIA, and certainly not necessary for plinking ammo.
BTW, my best accuracy has come with either 55gr Nosler BTs, 55gr Hornady VMAXs, and 69gr Sierra Match Kings, with a powder including Varget, AA2230, AA2250, and Reloader 7. All of those are ball powders or small extruded that measure very nicely in the Dillon 550B. I've got 3 different .223s--2 ARs and a bolt--that will do consistent sub moa with these combos. YMMV, and of course you'll have to experiment if you want to get anything really accurate.
I'd save the 4895 for the accuracy loads, and just get something cheap and easy to work with (read BALL POWDER lol) for your plinking loads. The Hornady bullets I got seem considerably more accurate than the Winchester 55gr FMJs, fwiw. I'm actually getting around 1 1/2 to 2" out of my plinking load, which I'm very happy with.