Hey... my head started to hurt after reading this thread...
To quote Macman37...
"I'll be honest with you guys; to me it doesn't matter what you shoot at a bad guy. If the situation has deteriorated to the point I need to sling lead, that person or people deserve every bit of it."
I understand that the laws are different in other parts of the country, but here in Texas... things are a little wild. If you draw your weapon, Your best bet is to fire... If you fire your weapon, You better have a damn good reason... If you hit the person, You best hope that the person dies... (quickly).
The unwritten, but well know RULE... If you fire and hit the person and they do not die, The only option you have left is to fire again... You Shoot to Stop a threat, not to kill... But a dead man can no longer be a threat.
In the case of home envasion... it is free reign from sundown to sunup... It is very hard to tell what someone might be holding in the dark.
As far as reloads... It doesn't matter if you, John Doe make the round or if Federal Cartridge Company made it. The end result would have still been the same.
Dead Men tell no lies; therefore, it is your word that will sway the jury one way or the other whether YOU felt that your life, the life of another, or that your personal property were at risk.