Quoted:
I would like to get a BUIS and a dot scope but the dot scopes are too rich for my blood. Also I do like the look of the standard A2 but everone here talked me into a flattop. My plans were to just get carry handle, learn the rifle then step into a red dot a few years down the line.
-Derek
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Get what you want, its your weapon, and you are the only person it should matter to.
If I were getting an iron sight, I would buy a BUIS now, and would just use that as my primary sight until I got an optic a few years later. This way, I wouldn't be buying things twice.
Something else to think about is that you don't have to buy a folding BUIS, there are fixed versions as well. Both do very well.
Here is a picture of one of mine with a cut carry handle as a fixed rear sight.