I work in an area that is a mix of urban, suburban and rural. I spent a long time researching which optic to put on my rifle and for a while I thought I really wanted a TA-33 ACOG. But I eventually settled on an Aimpoint ML3 + LaRue PoBoy magnifier (2.5x) and here is my logic:
Most law enforcement engagments happen at very close range. The average SNIPER shot is somewhere around 75 yards. I am not a sniper, I am a patrol officer, so my shots are likely to be closer and indoors. The aimpoint's 1x magnification is best suited for such engagements. Anything out to 50 yards you shouldn't have magnification. It closes your field of view down too much. Between 50 and 200, magnification is not required for most shots but may be helpful if only a partial body target is presented or you need extra target ID. Beyond 200, magnification will certainly be useful to make accurate shots.
Given that much of my rifle's work will be in close, I went with the Aimpoint ML3 over the ACOG's fixed magnification. The 2.5x magnifier is there to help if I really need to reach out and touch someone, but most likely, it will remain flipped out of the way. At 200 bucks for the mount and magnifier, I consider it cheap insurance.
You could put a mini-red dot on the acog. The problem is that this is the reverse of my setup because the mini-red dot is the secondary optic to the ACOG being primary, where my AImpoint is primary with the magnifier secondary. Close range being more likely and important than long, I want the 1x optic being the primary one. Another problem with the mini-red dot is that you have to remember to turn it on and off. When it hits the fan, the ACOG is great. No batteries. But so is the Aimpoint because you can just leave it on. The mini-redot sours the deal a bit on the ACOG.
Lastly, being that I am a cop, I get paid like one. The TA-33 starts around $800 these days. Want the mini-reddot? Get ready for at least another couple hundred. I got my Aimpoint for $390 (shipping included) plus $110 for the mount plus $200 for magnifier and mount. Total: $700.
This is what works for ME, where I work and how I do business and how I have trained. If you are in a similar situation, this MAY work for you. Make sure you fully evaluate your environment, threat, training and any other circumstances before making a selection, and use the advice on this board as a guide. No disrespect to the civilian members here(lord knows many can outshoot me all day long), but we LE folks live in a special world sometimes, and it's defined by very specialized training and experience , so consult some LE professionals in your area as well as what you find here.