The fact of the matter is that it really doesn't matter all that much which ACOG BDC reticle you go with or whether you mount it on the carry handle or a flat top. You still have to shoot the gun under the prevailing environmental conditions and with the ammo you will be using and learn to compensate for the imperfections of a fixed BDC arrangement.
If you went with one of the 55 grain/carry handle models, the BDC would only be exactly correct for M193 ammunition (which pretty well limits you to XM-193) and then only under standard temperature/pressure conditions. If you came out here to Phoenix to shoot, on most days you would have to hold 6.5" low at 500 meters to get an X ring.
Bear in mind that if you want to consistently hit at 500 yards or greater, you are probably going to need to shoot something besides M-193.
I use a TA-11 on a flat top with 77 grain bullets and have learned to compensate from the BDC indications at various distances. You are going to have to do the same in any event. So don't worry yourself to death over carry/handle vs. flat top, etc. Buy want you want in an ACOG. Find some ammo the gun likes. And head for the range and be prepared to learn and to remember.
Luck,
SD