Yes, I own one. I find it to be one of the most miss labeled rifles on the market. It hasn't sold well in the US but is one fine shooter. It's basically a SKS length barrel, AK Receiver, and sporter nylon stock. It will feed anything and give you the acuracy of the SKS which is better than the average AK. It comes with mil spec side scope mount which I have a pop24 lighted recticle scope and also use a AK pop off and on dust cover mounted scope. In short, most of the AK extras will work on the Saiga.
The AK receiver has been modified to not accept high capacity AK mags by narrowing the gap on the mag catch. This can be legally modified by adding US parts. If SHTF a dremmel and two minutes and your AK mag works fine. It comes with a five and ten round high quality (for Russian) plastic mag which is fine for the range.
I put a bipod on mine and keep the dust cover scope on it mainly. It's quite a looker and gets alot of comments at the range and by my friends. The fact they didn't sell that well makes them a little rare.
It is as advertised a sport model AK. I would not recommend it as a replacement for an AK but would fit the needs of the deer hunter that would like to hunt with an AK but doesn't want the assault weapon look or the hunter that wants to use an SKS without the weight. It has a real sniper look to it with a scope but like all 7.62X39s the bullet drops like a rock over 300 yards.
It's different and maybe that's why I like it.