best advice? Pattern your gun.
Don't get caught up too much in the "premium is automatically better." Sure Hevi-X and bismuth have better ballistics, but if they don't pattern, you're just punching expensive holes in the sky.
If you do want to shoot the premium loads, you might have to try a few different chokes to get the patterns you want at the ranges you think you'll be shooting.
I've shot hundreds of ducks and geese with a 20 gauge 870 wingmaster and patternmaster midrange choke. Don't focus on ammo brand, just find a good patterning load of 4's or 3's for ducks, and 2's or 1's for geese and buy a case or two.
My goal for next fall is to find a winchester SX3 in 20 gauge or benelli 20 gauge and shoot more geese with the 20. My daughter will be hunting next fall and she'll be shooting a youth winchester pump 20 gauge, so just taking the same ammo for both guns will be nice.