Posted: 5/17/2018 2:08:11 AM EDT
[#17]
Quote History Quoted:
Finally, a white knight has arrived! Kidding.
Okay, since it has become such a source of rumor and speculation, I'll let you guys in on the deep dark truth. I just went to contract on a home, and as such I'm not doing ANYTHING with my credit cards until I'm sitting in a new home. I know I could just buy whatever I want and then pay it off, but have you guys dealt with a loan underwriter lately? It doesn't help that most of our income comes from being self employed (they hate it when you make up your own job), but suppose I continue using them and then something happens that prevents me from paying it off, or some well-meaning-but-fat-fingered idiot at the ammo store puts me down for more than I wanted, and then I don't pay it and it winds up in collections, the possibilities are infinite. We froze the credit cards and we're not unfreezing them until after we're in the new place, or if we have an emergency, figuring that that was the best way to prevent them from being stolen or anything. So there it is, I'm not a member of the tinfoil berets, nor am I a sovereign citizen, nor a Nazi who bitterly avoids usury. I'm probably henpecked by some people's standards, but that's not an issue when it comes to money. I'm just trying to make it through escrow. View Quote View All Quotes View All Quotes Quote History Quoted:
Quoted:
Now, now guys, this isn't GD. Let's give our neighbor a chance to explain himself if he so chooses. Finally, a white knight has arrived! Kidding.
Okay, since it has become such a source of rumor and speculation, I'll let you guys in on the deep dark truth. I just went to contract on a home, and as such I'm not doing ANYTHING with my credit cards until I'm sitting in a new home. I know I could just buy whatever I want and then pay it off, but have you guys dealt with a loan underwriter lately? It doesn't help that most of our income comes from being self employed (they hate it when you make up your own job), but suppose I continue using them and then something happens that prevents me from paying it off, or some well-meaning-but-fat-fingered idiot at the ammo store puts me down for more than I wanted, and then I don't pay it and it winds up in collections, the possibilities are infinite. We froze the credit cards and we're not unfreezing them until after we're in the new place, or if we have an emergency, figuring that that was the best way to prevent them from being stolen or anything. So there it is, I'm not a member of the tinfoil berets, nor am I a sovereign citizen, nor a Nazi who bitterly avoids usury. I'm probably henpecked by some people's standards, but that's not an issue when it comes to money. I'm just trying to make it through escrow. White knight? Nope. However, I know someone who tries to be secret squirrel that way. At least you gave a good reason. The other guy, none of his reasons are good, but they sure qualify for tinfoilery.
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