I don't see how water intrusion would be harder to detect unless he thinks the water will run horizontally along the Styrofoam blocks like a plinko game. We used dimple matting and way more gravel than normal to ensure drainage. The house is only a year old so time will tell. I was given the option of formed vs icf. Builder wanted to do icf so it was an easy decision. He was right about it staying more evenly temperate.
I didn't heat the basement at all. There's no heat duct down there. Only heat source is the electric furnace a dehumidifier and lights. Stays way toastier than my previous bare poured basement. You could heat the basement easy with heated slab, rest of the house, no. You'll still get drafts through the windows and doors but you'll want them unless you install an air exchanger.
I didn't want propane so my option was wood or electric and I chose electric. As easy as it is to heat I can't imagine how many times the gas heat would cycle on and off. A wood stove would have burnt us right out of this place. You may think about if you'll miss the furnace running. My wife really has no place to warm herself since the registers no longer spew hot air, its more like sort of warm air with electric.
The thing to consider is insects. They love the Styrofoam. I've baited and sprayed the shit out of the area and you still have to keep an eye out for ants.
There's a place in Mayslick that sells them if you're a do it yourself kind of guy.