I carry a PF940v2 (G17 clone) in an IWB holster underneath a black t-shirt and either a purple Hawaiian or tan button-up. Nobody has ever noticed anything. Granted, I'm a fatso and can carry at 3:00 with no issue, but if you think about what gun you're carrying, how you're carrying it, your body type and what you're wearing, you can construct a good setup to avoid printing or make the printing way less obvious.
Even if I sometimes print, the Hawaiian pattern means nobody can see the outline. Plaid and camo will work great for this as well (I need to buy some plaid and Mossy Oak button-ups, myself). Bonus points for hunting camos because nobody will expect you to be carrying if you look like the only gun you own is a Remington 700 for deer hunting. Certain clothing like sports apparel and jewelry will draw people's attention and distract from printing. I used to exclusively open carry and wearing OSU merch made public interactions go a lot smoother.
You'll be fine, OP. Do your part to conceal like a pro and you'll never have an issue. Sounds like your setup is already pretty good.