Quote History Originally Posted By ab15:
Wife and I have USCCA premium. Give protection for attorney fees and civil damages. Not cheap but worth it if you have assets you do not want to lose.
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USCCA is underwritten by an actual insurance company -- so payouts are pretty much guaranteed, but the underwriter will claw back any payments IF you are convicted of a felony (e.g. prosecutor prevails that your case is not self defense, you plea to a lesser charge that is still a felony, etc).
CCW Safe is a "legal service membership plan" that relies on member dues to fund payouts. Since no underwriter is involved, there is no penalty for losing in court (other than your sentence, of course). However, funds are at the mercy of having enough members.
I guess you have to decide which model works for you.