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That is messed up.
There should be no difference between a 10mm and a 40S&W moonclips. Ruger is not putting the face of the cylinder in the right place relative to the recoil shield thus the head space is out when head spacing on the moonclip and the only reason the 10mm is running is its head spacing on the case mouth. I have run tens of thousand of 40 S&W through a 610 (a 10mm revolver from S&W) and never required a "special" moonclip. The same moonclips work for both 10mm and 40S&W. Having to use two separate moonclips just mean Ruger does not know how to make a rimless revolver.
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The go into it some here... https://revolverguy.com/psa-40-sw-in-the-10mm-gp100/
I like mine, I don't shoot 40, don't buy 40, don't reload 40, so was not/am not concerned about shooting 40 out of it. I don't know if Ruger "offically" states you can shoot 40 out of it actually. Anyway, TK's clips solve the issue for anyone that want's to shoot 40. Rimz has some specific .40 moon clips for S&W that would probably work as well.
I thought I would change the grip over to the standard GP-100/Lett grip, but found I really like the Houge wood grip - it has a different angle than most typical revolver grips, more strait up and down.
As for why... I probably wouldn't recommend one as a first 10mm handgun, but for those of us who have several 10mm's and really enjoy shooting them, it's a nice addition to have.