User Panel
Posted: 5/10/2022 2:53:14 PM EDT
Sounds like the experts are split between these two.
What's GDs play? |
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Buy low, sell high. Now's the time to be buying in not cashing out.
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I’ve moved everything to Iraqi Dinars and will hodl for the foreseeable future.
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If you're upset about your money being down right now you shouldn't have invested it anyways.
The stock market is a LOOOOOOOONNNNNGGGGGG investment. LONG. LONG DOES NOT MEAN 6 MONTHS. |
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If you could have gone to cash 6 months ago, now would be the time to start buying and look like a genius.
I wouldn't want to lock in my losses at this point. |
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I took a bunch of cash in December. Im about ready to dump it all back in
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Given that inflation is still out of control and there are a lot of interest rate hikes to come, there is a good chance there is pain to come.
Split the difference? move half out in case your are right, leave have in if you are wrong. Limits gains but mitigates risk. If you cash out, need a plan to avoid getting wrecked by inflation. Cash is a poor choice right now. |
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Quoted: That's sure as hell what happened in 2008. I watched as people just couldn't take it any more and sold at the very bottom. View Quote View All Quotes View All Quotes |
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Quoted: And we know rates will continue to go up for the rest of the year. So why not keep some cash out and try to buy the bottom? I think even GD could unanimously agree that we are not currently at the bottom... View Quote We could be. You actually never know where the bottom is. That's why investing a little bit each month works. |
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Yes, get out now while the market is down! That way you’ll have cash available to buy stocks again when the market goes back up! As it will. It’s not rocket science guys! Sell low, buy high!!!!!
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I think the DJI and bitcoin will both see the teens again this year, until then I'll trade the tape I'm given.
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Quoted: If you're upset about your money being down right now you shouldn't have invested it anyways. The stock market is a LOOOOOOOONNNNNGGGGGG investment. LONG. LONG DOES NOT MEAN 6 MONTHS. View Quote I was wathing a jeff gundlach interview; earlier in his career he did research on time horizons. He found the optimum ten year investment would leave you busted in two years. |
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Cash out low is dumb. If it does sink it wont matter anyway.
We will all be playing Mad Max. |
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Quoted: We could be. You actually never know where the bottom is. That's why investing a little bit each month works. View Quote View All Quotes View All Quotes Quoted: Quoted: And we know rates will continue to go up for the rest of the year. So why not keep some cash out and try to buy the bottom? I think even GD could unanimously agree that we are not currently at the bottom... We could be. You actually never know where the bottom is. That's why investing a little bit each month works. Indeed. The market has likely already priced in the announced rate hikes. |
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I spent too much on crypto the past few days, but it looks like it's gonna pay off.
Cash is what you pull out when you can't spend your crypto. Stock ammo, food, tools, and health supplies. |
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Quoted: We could be. You actually never know where the bottom is. That's why investing a little bit each month works. View Quote View All Quotes View All Quotes Quoted: Quoted: And we know rates will continue to go up for the rest of the year. So why not keep some cash out and try to buy the bottom? I think even GD could unanimously agree that we are not currently at the bottom... We could be. You actually never know where the bottom is. That's why investing a little bit each month works. only decision i let myself make is what to buy each month |
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Quoted: Quoted: Someone in another thread said they see it hitting 20k btc did hit 29 last night Was talking about the Dow Jones Index. I'm too poor for bitcoin and think it'll go down a lot more as people sell to pay for gas and food etc. |
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Thinking about it. I want to retire 7 years max, at 62. I’ve lost over $20k since January. I don’t know if I have the guts to leave it as is. I am heavy on stocks, small cap, at that. Fidelity wants me to move it into a targeted retirement date fund with more bonds and less risk. If I stick with my 401, I think I need to stay with the plan I have bc I’ll need to make up my loss.
I don’t know what to to do. |
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Just like you can buy in a little at a time, you can also come out a little at a time.
If you think the market will continue down but aren’t really sure, then go to 20% or 40% cash instead of 100% |
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Quoted: Sounds like the experts are split between these two. What's GDs play? View Quote Duh. Get both! <---- not to be taken as financial advice. I'm not putting money into a bubble. |
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No expert would recommend cashing out if the stock market, now, in order to lock in this years loses.
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Quoted: Thinking about it. I want to retire 7 years max, at 62. I’ve lost over $20k since January. I don’t know if I have the guts to leave it as is. I am heavy on stocks, small cap, at that. Fidelity wants me to move it into a targeted retirement date fund with more bonds and less risk. If I stick with my 401, I think I need to stay with the plan I have bc I’ll need to make up my loss. I don’t know what to to do. View Quote Just my opinion, but you are close enough to retirement that you should be rolling with less risk. But, waiting until the SP500 drops 16% in about 4 month is a terrible time to make that change to less risk. You’d be locking in the losses. |
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You should be buying now.
Why is this so hard for people to understand? |
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Nobody fucking knows...
WOLF OF WALL STREET – clip – "It's not fucking real" |
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Quoted: Thinking about it. I want to retire 7 years max, at 62. I’ve lost over $20k since January. I don’t know if I have the guts to leave it as is. I am heavy on stocks, small cap, at that. Fidelity wants me to move it into a targeted retirement date fund with more bonds and less risk. If I stick with my 401, I think I need to stay with the plan I have bc I’ll need to make up my loss. I don’t know what to to do. View Quote I’m retiring in 4-months. I’ve “lost” $90K this year. I’ll put $34K more in by July 1. |
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Cash will get eaten by inflation as nobody is paying interest anywhere near the current rate. The market has its ups and down but will, most likely, rise with inflation so at least you have a chance at breaking even.
I have a small $4K rollover IRA CD that renews on the 13th. Got a notice saying it will auto-renew for 36 months at 1.8% interest. I told them to renew it for three months at their 0.9% rate and see what conditions are like in August. If the Fed is pushing up interest rates, I am not going to lock in at a cheap rate. I doubt the rates will get any worse at this point with the cost of borrowing going up. |
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Quoted: Thinking about it. I want to retire 7 years max, at 62. I’ve lost over $20k since January. I don’t know if I have the guts to leave it as is. I am heavy on stocks, small cap, at that. Fidelity wants me to move it into a targeted retirement date fund with more bonds and less risk. If I stick with my 401, I think I need to stay with the plan I have bc I’ll need to make up my loss. I don’t know what to to do. View Quote Quit looking at it. |
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Quoted: Cash will get eaten by inflation as nobody is paying interest anywhere near the current rate. The market has its ups and down but will, most likely, rise with inflation so at least you have a chance at breaking even. I have a small $4K rollover IRA CD that renews on the 13th. Got a notice saying it will auto-renew for 36 months at 1.8% interest. I told them to renew it for three months at their 0.9% rate and see what conditions are like in August. If the Fed is pushing up interest rates, I am not going to lock in at a cheap rate. I doubt the rates will get any worse at this point with the cost of borrowing going up. View Quote Ya, but if the stock market falls 30%+, that's a lot of inflation to counter. Don't think it's that bad. |
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Cash out, but hold the cash until the crash and buy up the bargains.
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