People who have refinanced homes in last couple months-what rates are you getting?

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[ARCHIVED THREAD] - People who have refinanced homes in last couple months-what rates are you getting? (Page 1 of 2)

Posted: 1/27/2021 11:21:37 PM EDT

Posted: 1/27/2021 11:22:25 PM EDT

[#1]

Just signed refinancing paperwork a couple nights ago.

2.75 conventional 30yr

Posted: 1/27/2021 11:25:08 PM EDT

[#2]

Locked in towards the beginning of the month at 2.875%. Could have got 2.625% but the costs/fees didn’t make sense in my situation.

Posted: 1/27/2021 11:27:04 PM EDT

[#3]

2.3 for a 15yr loan about 2 months ago.

Posted: 1/27/2021 11:27:24 PM EDT

[#4]

Just signed paperwork for a 15yr 2.5% refinance on our home in WY. We were at 5.75%. Met with the bank earlier this month.

Had to E-Sign because currently we're in Cali dealing with my Moms/Sisters estate. Mom passed in Oct, Sister was killed in an accident on the 15th. 2020 sucked, and 2021 doesn't look any better.

Posted: 1/27/2021 11:27:50 PM EDT

[#5]

2.5 in September for 15 years

Posted: 1/27/2021 11:29:09 PM EDT

[#6]

2.625 in August for 30 years, was at 4.25.

Posted: 1/27/2021 11:31:13 PM EDT

[#7]

2.375% 30 year fixed.

Posted: 1/27/2021 11:31:45 PM EDT

[#8]

Had a 30 year conventional at 3.65. Couple months ago, the credit union offered me 2.875 without resetting the clock for a flat $500. I will recoup that money within a year.

Posted: 1/27/2021 11:33:05 PM EDT

[#9]

In December,
2.25% 30 year

Posted: 1/27/2021 11:34:04 PM EDT

[#10]

2.6% 30yr Fixed

This was after a 5% first time homebuyer loan

Posted: 1/27/2021 11:36:00 PM EDT

[#11]

My brother just got a 1.75 VA 30 year

Posted: 1/27/2021 11:36:18 PM EDT

[#12]

2.875% cash out 30yr conventional with a 760 in august 20

Posted: 1/27/2021 11:41:06 PM EDT

[#13]

This month - 60% LTV, conforming/non-jumbo, 15 year@2%, have job, good credit, etc.

Re-fi'd a year ago with 30 year @ 3.375.

Posted: 1/27/2021 11:44:14 PM EDT

[#14]

We will soon be signing for 2.625% on a 30 year note. My plan is to keep paying the same amount to knock the time down.

Posted: 1/27/2021 11:48:40 PM EDT

[#15]

Quote History

Quoted:
Just signed refinancing paperwork a couple nights ago.

2.75 conventional 30yr

View Quote

Posted: 1/27/2021 11:57:59 PM EDT

[#16]

2.25 on a 20 year. Closing tomorrow.

Posted: 1/27/2021 11:58:57 PM EDT

[#17]

Quote History

Quoted:
Just signed refinancing paperwork a couple nights ago.

2.75 conventional 30yr

View Quote

We did the same. Could have bought points to get a lower rate, but didn’t. 2.75% is good for me!

Posted: 1/27/2021 11:59:16 PM EDT

[#18]

1.75% va 30 year irrl.

Posted: 1/28/2021 12:00:09 AM EDT

[#19]

Quote History

Quoted:
My brother just got a 1.75 VA 30 year

View Quote

Holy shit, that's like practically free money.

Amazing.

Posted: 1/28/2021 12:09:49 AM EDT

[#20]

Quote History

Quoted:
1.75% va 30 year irrl.

View Quote

May i ask where?

Posted: 1/28/2021 12:10:09 AM EDT

[#21]

2.25%, should close next week. Dropped from 3.625% so happy as can be...

Posted: 1/28/2021 12:13:14 AM EDT

[#22]

2.0 15 year, closed august

Posted: 1/28/2021 12:16:25 AM EDT

[#23]

2.65

Posted: 1/28/2021 12:18:23 AM EDT

[#24]

Quote History

Quoted:
2.375% 30 year fixed.

View Quote

Zero points

$350 underwriting fee

Title fee

Nothing else. I’m happy.

Posted: 1/28/2021 12:18:35 AM EDT

[#25]

Just closed on a 2.25, 30 year refi

Posted: 1/28/2021 12:26:23 AM EDT

[#26]

Had a 3.375% 30 yr fixed. Closed April 2020 originally.

Refinanced and signed tonight at 2.5% 30yr fixed. Didn't buy any points and lender paid me $1600 at closing.

Used better.com for the refi.

Posted: 1/28/2021 12:28:57 AM EDT

[#27]

Not a refi, we just bought a house in November 2020. 2.25% on a VA Home Loan.

Posted: 1/28/2021 12:29:04 AM EDT

[#28]

Old lender wanted out of it and incentivized refi with new lender

Posted: 1/28/2021 12:50:28 AM EDT

[#29]

If only there was a go to guy in your licensed in your state who watched the market for you and told you when to lock

Posted: 1/28/2021 12:54:06 AM EDT

[#30]

2.25

Posted: 1/28/2021 12:55:02 AM EDT

[#31]

15 year, 2.5%. sign in a week and a half.

Posted: 1/28/2021 1:05:08 AM EDT

[#32]

Guy who did my refi in 2019 called today and said I could get 2.5% for 15 years. I'm currently at 3.625% with 13.5 years left.

Fo?

Posted: 1/28/2021 1:09:46 AM EDT

[#33]

2.25 30 years finalize next week.

Posted: 1/28/2021 1:51:57 AM EDT

[#34]

Quote History

Quoted:
May i ask where?

View Quote

Jfq lending

https://jfqlending.com/

Posted: 1/28/2021 1:54:22 AM EDT

[#35]

2.5 20 year

Posted: 1/28/2021 1:54:36 AM EDT

[#36]

0%

Very exclusive.

Posted: 1/28/2021 1:56:31 AM EDT

[#37]

Beginning of January. 20 year 2.25%.

Posted: 1/28/2021 2:37:42 AM EDT

[#38]

I’ve originated multiple loans at 1.75 recently. Wish I had already finished my OH licensing so I could help you.

Posted: 1/28/2021 3:31:51 AM EDT

[#39]

2.75 no points VA IRRL

Posted: 1/28/2021 3:36:08 AM EDT

[#40]

Quote History

Quoted:
Just signed paperwork for a 15yr 2.5% refinance on our home in WY. We were at 5.75%. Met with the bank earlier this month.

Had to E-Sign because currently we're in Cali dealing with my Moms/Sisters estate. Mom passed in Oct, Sister was killed in an accident on the 15th. 2020 sucked, and 2021 doesn't look any better.

View Quote

Sorry to hear that, stay strong.

I'm at 2.975 @ 30 signed 8 months ago in WY, local bank kinda screwed me.

Posted: 1/28/2021 4:09:32 AM EDT

[#41]

Locked in 2.875 30 year conv with a cash out and no points from an FHA loan today.

Got rid of PMI, taking out some equity to do some updates and looking like my payments will be over $100 less a month. Not bad for having bought the house just 4 years ago.

Its my first home and frankly it could be my last as its all I'll ever need and exactly the property I ever wanted. The value has skyrocketed so Im debating on selling it, pocketing the cash and wait for the crash....

Posted: 1/28/2021 9:07:53 AM EDT

[#42]

2.75 and closing tomorrow

Posted: 1/28/2021 9:09:54 AM EDT

[#43]

2.2% VA loan for 30yr in December

Posted: 1/28/2021 9:10:21 AM EDT

[#44]

2.85 in October. We were at 4.675 and dropped from a 30 to a 20 with no increase in payments

Posted: 1/28/2021 9:11:38 AM EDT

[#45]

Signed Friday night at 1.75 for 15 years with points

Posted: 1/28/2021 9:11:46 AM EDT

[#46]

Closing next Thursday on 2.125% , 15 year.. knocked 7 years off and payment went up less than $100 per month. (Was at 4.125)

Posted: 1/28/2021 9:15:31 AM EDT

[#47]

2.5% from Truist on 15yr fixed. In Sept.2020

Posted: 1/28/2021 9:25:26 AM EDT

[#48]

I’ve contacted several companies about refinancing and not a single one has ever called me back.

Posted: 1/28/2021 9:29:34 AM EDT

[#49]

2.25% 30yr fixed no points VA IRRL.

Posted: 1/28/2021 9:35:57 AM EDT

[#50]

2.25 30 year fixed. Between my VA disability and my wife working for the mortgage company we paid nothing out of pocket

[ARCHIVED THREAD] - People who have refinanced homes in last couple months-what rates are you getting? (Page 1 of 2)

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