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Posted: 1/20/2021 10:42:56 PM EDT
Oh yeah people can definitely afford vehicles these days
 https://www.ecu.org/Loans/Auto-Loans That brand new f250 ain’t gonna finance itself |
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Posted: 1/20/2021 10:44:45 PM EDT
[#1]
Raptor time bud.
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Posted: 1/20/2021 10:47:58 PM EDT
[#2]
Quote HistoryQuoted: Raptor time bud. Oh hells yeah! Panties gonna be dropping at all the mall parking lots |
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Posted: 1/20/2021 10:48:57 PM EDT
[#3]
Neither the capitalists nor the communists want us to own anything.
“They say, sing while you slave, and I just get bored. I ain’t going to work on Maggie’s farm no more”. |
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Posted: 1/20/2021 10:49:39 PM EDT
[#4]
Holy Shit, it's on used cars too!
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Posted: 1/20/2021 10:49:57 PM EDT
[#5]
9% at 10yrs
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Posted: 1/20/2021 10:50:26 PM EDT
[#6]
A ten year auto loan, WTF?
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Posted: 1/20/2021 10:50:58 PM EDT
[#7]
Sa weet!
50+ yr mortgages probably coming too. |
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Posted: 1/20/2021 10:51:51 PM EDT
[#8]
All the arfcommers who bought a Lariat for the same amount as their adjusted gross income with 72 months financing are pissed right now. Which is to say, thousands are pissed right now.
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Posted: 1/20/2021 10:52:16 PM EDT
[#9]
I felt like an idiot for financing new 1.9% for 72 months
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Posted: 1/20/2021 10:53:28 PM EDT
[#10]
Quote HistoryQuoted: All the arfcommers who bought a Lariat for the same amount as their adjusted gross income with 72 months financing are pissed right now. Which is to say, thousands are pissed right now. Damn.... I only got an xlt 
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Posted: 1/20/2021 10:53:54 PM EDT
[#11]
When I bought my small travel trailer a few years ago, the shortest loan the dealer would make was 10 years. I only paid like $13,500 for the thing. As cheaply as they're made, I'm sure it'll be basically worthless after 10 years.
ETA - I didn't finance with them |
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Posted: 1/20/2021 10:54:11 PM EDT
[#12]
Wow
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Posted: 1/20/2021 10:54:24 PM EDT
[#13]
And I thought I hated 4 yr loans.
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Posted: 1/20/2021 10:55:17 PM EDT
[#14]
You will own nothing, and you will love it.
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Posted: 1/20/2021 10:58:50 PM EDT
[#15]
Lol just thinking about a 5 year loan makes me nauseous.
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Posted: 1/20/2021 10:59:50 PM EDT
[#16]
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Posted: 1/20/2021 10:59:54 PM EDT
[#17]
I paid $800 for a daily beater. I should get 5 years out of it...
I can't imagine paying that monthly, for 10 years. Holy shit. |
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Posted: 1/20/2021 11:01:17 PM EDT
[#18]
And just like that the cost of vehicles just went up as well.
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Posted: 1/20/2021 11:01:47 PM EDT
[#19]
Quote HistoryQuoted: You will own nothing, and you will love it. 
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Posted: 1/20/2021 11:01:51 PM EDT
[#20]
Time to get me a new Hellcat
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Posted: 1/20/2021 11:03:01 PM EDT
[#21]
You should just roll it all in with your 40 year mortgage!
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Posted: 1/20/2021 11:03:19 PM EDT
[#22]
125% financing.
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Posted: 1/20/2021 11:03:39 PM EDT
[#23]
Quote HistoryQuoted: Sa weet! 50+ yr mortgages probably coming too. I know you jest but if Yellen can float 50 year treasury paper then we will have 50 year mortgages with out a doubt The treasuries have to come first though |
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Posted: 1/20/2021 11:05:52 PM EDT
[#24]
Awesome, new work trucks will be $150,000.00 and required to have a dildo built into the seat to fuck you in the ass.
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Posted: 1/20/2021 11:16:34 PM EDT
[#25]
Quote HistoryQuoted: Awesome, new work trucks will be $150,000.00 and required to have a dildo built into the seat to fuck you in the ass. No need, the finance company will fuck you hard enough. In other new, I should buy a Gen V Viper.
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Posted: 1/20/2021 11:17:22 PM EDT
[#26]
Quote HistoryQuoted: No need, the finance company will fuck you hard enough. In other new, I should buy a Gen V Viper. Quote HistoryQuoted: Quoted: Awesome, new work trucks will be $150,000.00 and required to have a dildo built into the seat to fuck you in the ass. No need, the finance company will fuck you hard enough. In other new, I should buy a Gen V Viper. I’ll go half on the viper
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Posted: 1/20/2021 11:18:13 PM EDT
[#27]
Quote HistoryQuoted: Awesome, new work trucks will be $150,000.00 and required to have a dildo built into the seat to fuck you in the ass. Buying what you can actually afford keeps will actually keep prices lower... |
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Posted: 1/20/2021 11:19:22 PM EDT
[#28]
Xiden should give every American a voucher for a free car tbh.
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Posted: 1/20/2021 11:20:23 PM EDT
[#29]
Anyone stupid enough to take that loan is likely to also be stupid enough to trade it in after 2 years because they are 'bored' with their mortgage payment on wheels, and roll their upside down loan into a new equally abysmal loan.
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Posted: 1/20/2021 11:20:24 PM EDT
[#30]
10 year auto loans? Thats crazy
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Posted: 1/20/2021 11:20:40 PM EDT
[#31]
Quote HistoryQuoted: I know you jest but if Yellen can float 50 year treasury paper then we will have 50 year mortgages with out a doubt The treasuries have to come first though Quote HistoryQuoted: Quoted: Sa weet! 50+ yr mortgages probably coming too. I know you jest but if Yellen can float 50 year treasury paper then we will have 50 year mortgages with out a doubt The treasuries have to come first though I wasn't jesting,I agree we'll see 50+ year mortgages. How else can that McDonalds worker afford a McMansion? |
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Posted: 1/20/2021 11:22:05 PM EDT
[#32]
Quote HistoryQuoted: How do people not understand the correlation between ease of borrowing and costs? Buying what you can actually afford keeps will actually keep prices lower... That ship sailed a long time ago. Why work hard and save up to buy something when you can get it NOW?  |
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Posted: 1/20/2021 11:22:09 PM EDT
[#33]
This isn't anything new. There have been companies offering 12 year financing for a long time now. They usually market it as a way for poors to "afford" exotic cars.
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Posted: 1/20/2021 11:23:51 PM EDT
[#34]
Wealthy people use other people’s money to buy things
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Posted: 1/20/2021 11:26:49 PM EDT
[#35]
Quote HistoryQuoted: You should just roll it all in with your 40 year mortgage! Enter the "bundle", cable-style. Home, 2 cars, timeshare, boat and Bachelor's Degree all for 14.87% for 80 years. |
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Posted: 1/20/2021 11:28:33 PM EDT
[#36]
9.6 percent might as well be 17 percent interest.
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Posted: 1/20/2021 11:29:05 PM EDT
[#37]
So was I a fool to take an 84 month loan at 0% interest when I bought my Ram?
I'd rather keep my money in the bank just in case I needed it. Now back in 2014 we bought a Mustang and an Expedition in cash. Traded the Expedition for the Ram. I did really well on the trade in and the purchase price since back in April of 2020 the dealership was a ghost town. My point is it's not the length of the loan but the interest rate that should be looked at. |
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Posted: 1/20/2021 11:29:06 PM EDT
[#38]
dumb. that's why i lease
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Posted: 1/20/2021 11:29:32 PM EDT
[#39]
F250??
Shelby GT500 for me 
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Posted: 1/20/2021 11:30:33 PM EDT
[#40]
Quote HistoryQuoted: 9% at 10yrs Kinda like buying a house! Lol Minus the very high interest rate. |
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Posted: 1/20/2021 11:32:20 PM EDT
[#41]
Quote HistoryQuoted: So was I a fool to take an 84 month loan at 0% interest when I bought my Ram? I'd rather keep my money in the bank just in case I needed it. Now back in 2014 we bought a Mustang and an Expedition in cash. Traded the Expedition for the Ram. I did really well on the trade in and the purchase price since back in April of 2020 the dealership was a ghost town. My point is it's not the length of the loan but the interest rate that should be looked at. Yes, only because you bought a dodge. |
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Posted: 1/20/2021 11:32:49 PM EDT
[#42]
I write 180 on boat loans
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Posted: 1/20/2021 11:33:14 PM EDT
[#43]
In 20 years (10?) when the commies nationalize your 401k, tax your savings and shut off social security to a pittance, all you guys that drove 15 year old corollas with 400k miles are gonna be in the same shape as the guy who had fun.
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Posted: 1/20/2021 11:34:37 PM EDT
[#44]
Quote HistoryQuoted: Enter the "bundle", cable-style. Home, 2 cars, timeshare, boat and Bachelor's Degree all for 14.87% for 80 years. Quote HistoryQuoted: Quoted: You should just roll it all in with your 40 year mortgage! Enter the "bundle", cable-style. Home, 2 cars, timeshare, boat and Bachelor's Degree all for 14.87% for 80 years. I bet there would be a lot of people who would jump on that deal...
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Posted: 1/20/2021 11:35:37 PM EDT
[#45]
Quote HistoryI watched that 40 times. |
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Posted: 1/20/2021 11:35:50 PM EDT
[#46]
Quote HistoryQuoted: Yes, only because you bought a dodge. So far I have avoided the crack at the back window and leak. |
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Posted: 1/20/2021 11:38:25 PM EDT
[#47]
Quote HistoryQuoted: Awesome, new work trucks will be $150,000.00 and required to have a dildo built into the seat to fuck you in the ass. It beats flying.  the IT Bike |
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Posted: 1/20/2021 11:38:41 PM EDT
[#48]
Also 125% value lol.
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Posted: 1/20/2021 11:39:03 PM EDT
[#49]
Quote HistoryQuoted: Wealthy people use other people's money to buy things
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Posted: 1/20/2021 11:39:53 PM EDT
[#50]
My 12yr old truck has been paid off for 6.5 years...No freaking way I’m taking out a 10 year note.
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