duel fuel heat pump ducted. done
more even temps, better dehumidification and generally speaking, more aesthetically pleasing in your home. mini splits are usually a last option in my book. if you can do central, do that.
especially regarding pricing companies are charging to put them in. and factoring in if you need multiple condensing units, there can be quite a bit of labor and part charges...
they also sell a system called "unico" and it is high velocity. better space saving in an older house. "can" be easier to do ducts as that are typically 2" flex.
they do work well when installed properly. they are heat pump, or AC only, with provisions for hydronic heat or gas heat ( I think gas heat is an option ). take up 1/2 the space of a traditional unit.