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Posted: 6/11/2024 8:03:33 AM EDT
[Last Edit: thesilvercord]


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Link Posted: 6/11/2024 8:05:29 AM EDT
[#1]
Honestly, I agree with this.  Especially when medical billing is shady AF.
Link Posted: 6/11/2024 8:06:58 AM EDT
[#2]
Discussion ForumsJump to Quoted PostQuote History
Originally Posted By Elijah1:
Honestly, I agree with this.  Especially when medical billing is shady AF.
View Quote


This will lead to higher interest rates for everyone.
Link Posted: 6/11/2024 8:08:30 AM EDT
[#3]
More incentives not to pay your bills and add more debt to your name.
Link Posted: 6/11/2024 8:08:33 AM EDT
[#4]
Discussion ForumsJump to Quoted PostQuote History
Originally Posted By thesilvercord:


This will lead to higher interest rates for everyone.
View Quote

That only matters if you borrow money.
Link Posted: 6/11/2024 8:08:59 AM EDT
[#5]
So lenders (banks) will have to make uninformed decisions.  Then the government will have to bail out the banks.

And people will just stop paying medical bills unless they have attachable assets.

This is just another "loan bailout" to buy votes.  And it will increase the load on those who are responsible.

Besides, how can there be any medical debt after ObamaCare?


Link Posted: 6/11/2024 8:09:44 AM EDT
[#6]
This will make the cost of credit - and healthcare - increase for honest people.

Stupid people will cheer anyway.
Link Posted: 6/11/2024 8:11:20 AM EDT
[#7]
How does he have this authority?
Link Posted: 6/11/2024 8:11:31 AM EDT
[#8]
Discussion ForumsJump to Quoted PostQuote History
Originally Posted By LibertyShip:
This is just another "loan bailout" to buy votes.  And it will increase the load on those who are responsible.

View Quote


Hit! Fire again, same hold.
Link Posted: 6/11/2024 8:12:13 AM EDT
[#9]
Discussion ForumsJump to Quoted PostQuote History
Originally Posted By Elijah1:
Honestly, I agree with this.  Especially when medical billing is shady AF.
View Quote


Even a broken clock is right twice a day.
Link Posted: 6/11/2024 8:12:33 AM EDT
[#10]
In Biden’s America, no one has to pay their bills or are held accountable for their actions.
Link Posted: 6/11/2024 8:13:24 AM EDT
[Last Edit: FoxValleyTacDriver] [#11]
Discussion ForumsJump to Quoted PostQuote History
Originally Posted By giantpune:

That only matters if you borrow money.
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Discussion ForumsJump to Quoted PostQuote History
Originally Posted By giantpune:
Originally Posted By thesilvercord:


This will lead to higher interest rates for everyone.

That only matters if you borrow money.

Yeah what are you, poor?
Link Posted: 6/11/2024 8:13:27 AM EDT
[#12]
Discussion ForumsJump to Quoted PostQuote History
Originally Posted By thesilvercord:


This will lead to higher interest rates for everyone.
View Quote

? Because the people with outstanding medical debt are that much more of a risk? I would think that would settle itself fairly quickly.
I am not really for this, I do think medical costs are absurd. I have a friend that subbed carpet and tile when he was 20. He ran a carpet knife between his thumb and hand. (Nerves etc) his hand works remarkably well. The cost was crazy. He had been paying on that debt for years and probably still is. (He didn’t have insurance).
Link Posted: 6/11/2024 8:13:56 AM EDT
[#13]
Discussion ForumsJump to Quoted PostQuote History
Originally Posted By Elijah1:
Honestly, I agree with this.  Especially when medical billing is shady AF.
View Quote




As with college expenses, many of us have "gone without" things in order to make sure we had sufficient health insurance.  This is another unfair move by Biden to buy votes.

It works for him because more people are moochers than responsible.





Link Posted: 6/11/2024 8:14:31 AM EDT
[#14]


Why not.

Criminal convictions can't be considered either.
Link Posted: 6/11/2024 8:14:35 AM EDT
[Last Edit: pale_pony] [#15]
Discussion ForumsJump to Quoted PostQuote History
Originally Posted By Elijah1:
Honestly, I agree with this.  Especially when medical billing is shady AF.
View Quote

as strange as this sounds...I'm OK with this

I'd probably be a millionaire 10x over if I had stayed with a deal my PI agency made with a medical collections company, tracking down pay-skips

Some of the work was OK, but the rest didn't wash off in the shower at the end of the day. People told us they were billed thousands by doctors who only nodded at them  while blowing through the hospital...bills they didn't even know about until months later and many times didn't know about until the bill was sent to "collections" so basically the original debt couldn't be contested...bills that were "out of network" so their insurance company stuck them with the entire hyperinflated and questionable rates sometimes tens of thousands of dollars in expenses they never had a chance to plan for

BTW, my agency doesn't do divorce/custody cases either...and if we never did another divorce case it would still be too soon
Link Posted: 6/11/2024 8:15:24 AM EDT
[#16]
Why pay for college or insurance?
Link Posted: 6/11/2024 8:15:42 AM EDT
[#17]
Discussion ForumsJump to Quoted PostQuote History
Originally Posted By Elijah1:
Honestly, I agree with this.  Especially when medical billing is shady AF.
View Quote


So instead of addressing the problem (of medical billing and costs), we are just going to close our eyes and look the other way. Should go well in the long run.
Link Posted: 6/11/2024 8:15:57 AM EDT
[#18]
I was really sick 2 months ago.
Just got the bill.
I have insurance but apparently the er was out of network and even though I couldn't see or walk they decided it wasn't a necessary visit so they aren't covering it.
I should have made up a name.
Link Posted: 6/11/2024 8:16:30 AM EDT
[#19]
Just buying more votes.
Link Posted: 6/11/2024 8:17:55 AM EDT
[#20]
Originally Posted By Elijah1:
Honestly, I agree with this.  Especially when medical billing is shady AF.
View Quote

Sure; let’s lie to the people deciding if you have enough money to pay them back if they give you a loan.
Link Posted: 6/11/2024 8:18:37 AM EDT
[#21]
Discussion ForumsJump to Quoted PostQuote History
Originally Posted By Gspointer:

? Because the people with outstanding medical debt are that much more of a risk? I would think that would settle itself fairly quickly.
I am not really for this, I do think medical costs are absurd. I have a friend that subbed carpet and tile when he was 20. He ran a carpet knife between his thumb and hand. (Nerves etc) his hand works remarkably well. The cost was crazy. He had been paying on that debt for years and probably still is. (He didn't have insurance).
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Discussion ForumsJump to Quoted PostQuote History
Originally Posted By Gspointer:
Originally Posted By thesilvercord:


This will lead to higher interest rates for everyone.

? Because the people with outstanding medical debt are that much more of a risk? I would think that would settle itself fairly quickly.
I am not really for this, I do think medical costs are absurd. I have a friend that subbed carpet and tile when he was 20. He ran a carpet knife between his thumb and hand. (Nerves etc) his hand works remarkably well. The cost was crazy. He had been paying on that debt for years and probably still is. (He didn't have insurance).
If someone has $87k of medical debt, and their credit report would normally show that they're making $500 a month payments on it, that would normally factor into their ability to pay for a loan on something else.  

So, without that knowledge, lenders will be making riskier loans, thus compensating with a higher interest rate.

This is FJB attempting to buy votes.  Even if he doesn't have the power to do it, it's a win that he tried. Actually it might be pretty clever.
Link Posted: 6/11/2024 8:20:00 AM EDT
[#22]
Discussion ForumsJump to Quoted PostQuote History
Originally Posted By giantpune:

That only matters if you borrow money.
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Discussion ForumsJump to Quoted PostQuote History
Originally Posted By giantpune:
Originally Posted By thesilvercord:


This will lead to higher interest rates for everyone.

That only matters if you borrow money.



The US and the world’s economy runs on borrowed money.  It matters to everyone.
Link Posted: 6/11/2024 8:20:07 AM EDT
[Last Edit: Clarinath] [#23]
Originally Posted By thesilvercord:


https://www.ar15.com/media/mediaFiles/327183/IMG_4112_jpeg-3238148.JPG
View Quote


Sure, the medical bills don’t go on your credit report, but they get turned over to collections really quickly.

Once that happens, if you don’t pay your collections company bill, it goes on your credit report.
Link Posted: 6/11/2024 8:22:03 AM EDT
[#24]
Some ultra maga will figure out they can start a company they collects medical debt info and just call it something other than a credit report.
Link Posted: 6/11/2024 8:23:37 AM EDT
[#25]
Illegals and every other shit bag in the emergency room , I aint paying fo dat , as they fly away in they overpriced SUV to use they ebt’s at the supermarket. American taxpayers are suckers.
Link Posted: 6/11/2024 8:23:52 AM EDT
[#26]
Discussion ForumsJump to Quoted PostQuote History
Originally Posted By giantpune:

That only matters if you borrow money.
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Originally Posted By giantpune:
Originally Posted By thesilvercord:


This will lead to higher interest rates for everyone.

That only matters if you borrow money.


It matters if you plan on buying anything with your own money too. Lol if you don’t think prices will increase from this.
Link Posted: 6/11/2024 8:25:24 AM EDT
[#27]
Making it impossible for doctors and hospitals to get paid sounds like a solid first step to socialized medicine.  

Maybe they should be focused on the cost end of the equation... $4000/month prescriptions, $1200 for a 6 block ambulance ride, etc.
Link Posted: 6/11/2024 8:26:28 AM EDT
[#28]
While credit systems need reform, executive action isn’t the answer
Link Posted: 6/11/2024 8:26:43 AM EDT
[Last Edit: giantpune] [#29]
Discussion ForumsJump to Quoted PostQuote History
Originally Posted By thesilvercord:


It matters if you plan on buying anything with your own money too. Lol if you don’t think prices will increase from this.
View Quote

Lol if you thing prices would not increase if this didn't happen.  Prices are going up no matter what.

I say they will go up just as fast as they would have otherwise.  This will just happen to be the reason.
Link Posted: 6/11/2024 8:27:43 AM EDT
[Last Edit: SuperHeavy] [#30]
When you make up numbers, they shouldn't be reflected on someone's history IMHO.

Anyone involved in medical billing has made their bed. Don't be surprised.
Link Posted: 6/11/2024 8:27:59 AM EDT
[Last Edit: Linvx] [#31]
dupe.
Link Posted: 6/11/2024 8:28:47 AM EDT
[#32]
Discussion ForumsJump to Quoted PostQuote History
Originally Posted By giantpune:

That only matters if you borrow money.
View Quote


In this thread we learn who doesn't understand "ripple effects".

This is like saying "I rent my place, higher property taxes don't affect me".  Or, "I don't own a business, so high business taxes don't affect me."
Link Posted: 6/11/2024 8:29:16 AM EDT
[#33]
Medical billing is a crock of shit. So is passing the costs on to people who actually can or will pay which is all this will do, It is no different than passing costs from hnjnaured patients to the insured. The medical industry is a crock of shit and it is supported by socialist policies. See also: all of the brave/warrior/hero nurses who got paid a shitload of money to play the 'rona game. Know how most of them vote?

I'm more than a bit heartless at times  - in a just world, if you can't pay a minimum amount up front and don't have insurance there should be no services rendered, period.

Get rid of the cackling whore picture too, make sure to put pants shitter's picture front and center.
Link Posted: 6/11/2024 8:29:47 AM EDT
[Last Edit: makintrax73] [#34]
What goes on your credit report has exactly ZERO affect on what you legally owe. It's a felony (bank fraud) to fail to disclose a debt when applying for a mortgage. It doesn't matter whether it's on your credit report.

Medical debt can bankrupt you just as well as credit card debt.

So at the end of the day do the banks simply say screw it whatever happens is fine?  No, of course not.  They change their procedures and raise your costs to offset the additional costs placed on them.
Link Posted: 6/11/2024 8:30:06 AM EDT
[#35]
Discussion ForumsJump to Quoted PostQuote History
Originally Posted By Elijah1:
Honestly, I agree with this.  Especially when medical billing is shady AF.
View Quote

There is nothing shady about medical debt when you dig deep into the factors created the expenses associated with the medical service industry.

The problem is governmental interference in the market place. To solve the problem of the government intervention we are now going to not keep records on the problem they created.
Link Posted: 6/11/2024 8:31:22 AM EDT
[#36]
There wouldn't be medical debt to "forgive" if this country had Universal Healthcare.
Link Posted: 6/11/2024 8:31:24 AM EDT
[#37]
Link Posted: 6/11/2024 8:32:49 AM EDT
[Last Edit: Palm] [#38]
Discussion ForumsJump to Quoted PostQuote History
Originally Posted By Gspointer:

? Because the people with outstanding medical debt are that much more of a risk? I would think that would settle itself fairly quickly.
I am not really for this, I do think medical costs are absurd. I have a friend that subbed carpet and tile when he was 20. He ran a carpet knife between his thumb and hand. (Nerves etc) his hand works remarkably well. The cost was crazy. He had been paying on that debt for years and probably still is. (He didn’t have insurance).
View Quote

Why is that my problem?  I have had insurance that I paid for all my life.  It is kind of the same. He didn’t have insurance and he is paying all his life too.
Link Posted: 6/11/2024 8:32:55 AM EDT
[Last Edit: Bubbatheredneck] [#39]
Biden to mandate all medical bills be prepaid before any elective service is rendered.

Get your credit card ready, going to the doc is gonna require a $1000 hold until your insurance pays.

The medical sector is the  number one issuer of unsecured debt. Take away tools to collect that debt, and those issuers will stop giving the credit.

Patients are addicted to getting care now and worrying about paying for it later.

Gonna be fun watching the fallout if it really happens.

Link Posted: 6/11/2024 8:33:03 AM EDT
[#40]
Discussion ForumsJump to Quoted PostQuote History
Originally Posted By mr_camera_man:
Making it impossible for doctors and hospitals to get paid sounds like a solid first step to socialized medicine.  

Maybe they should be focused on the cost end of the equation... $4000/month prescriptions, $1200 for a 6 block ambulance ride, etc.
View Quote


You need to get onboard that we’re already going to socialized healthcare.

I’m honestly surprised this wasn’t pushed harder in the past couple of years.  Then I remembered that both the D or R sides don’t give a fuck about anyone.  
Link Posted: 6/11/2024 8:34:20 AM EDT
[#41]
Good


but FJB
Link Posted: 6/11/2024 8:36:01 AM EDT
[Last Edit: SuperHeavy] [#42]
Discussion ForumsJump to Quoted PostQuote History
Originally Posted By Bubbatheredneck:
Biden to mandate all medical bills be prepaid before any elective service is rendered.

Get your credit card ready, going to the doc is gonna require a $1000 hold until your insurance pays
View Quote


That doctor wants $5000 just to walk into your room while your unconscious and read your chart for 30 seconds.


I've been billed by doctors I never even saw. I've had 4x walk into my room at once, and I figured the hospital just  got the go ahead to bill insurance whatever they wanted.
Link Posted: 6/11/2024 8:36:30 AM EDT
[#43]
Fuck.  So, it can’t hit my credit and they can’t deny me medical care?

Retirement is coming easy.  Thanks Joe!

Link Posted: 6/11/2024 8:39:24 AM EDT
[#44]
Discussion ForumsJump to Quoted PostQuote History
Originally Posted By thesilvercord:


This will lead to higher interest rates for everyone.
View Quote View All Quotes
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Discussion ForumsJump to Quoted PostQuote History
Originally Posted By thesilvercord:
Originally Posted By Elijah1:
Honestly, I agree with this.  Especially when medical billing is shady AF.


This will lead to higher interest rates for everyone.


Meh, we will get higher interest rates anyway.


Link Posted: 6/11/2024 8:40:27 AM EDT
[#45]
The only we reason medical care in the U.S. is expensive is a result of government intervention.

Now we have the typical government response, create the problem, propose the solution, creates another problem.
Link Posted: 6/11/2024 8:43:56 AM EDT
[#46]
Discussion ForumsJump to Quoted PostQuote History
Originally Posted By Elijah1:
Honestly, I agree with this.  Especially when medical billing is shady AF.
View Quote


I can see both sides of it.

I had an appointment a few months ago that I was assured upon intake was “covered 100%” under my plan.

A week later I get a bill for $400.

Okay, yeah, my bad for taking their word for it and not doing the homework up front myself, I get that.

But it was bullshit that they told me that.
Link Posted: 6/11/2024 8:45:25 AM EDT
[#47]
Two years ago, I was in cancer mode, and I passed out from hypokalemia in a convenience store. When I came to, I had been transported by ambulance to a hospital. Insurance covered everything but the ambulance. Apparently ambulances operate in some mystery world where the local company has to sign up and negotiate deals or something and my area ambulance doesn't play. Whatever. The bill was around 12K to take me 9 miles. I had the 12K, but some people do not. I was unconscious when this happened and did not really have a choice in the matter. 12K for 9 miles. I can see it on some level.
Link Posted: 6/11/2024 8:46:53 AM EDT
[#48]
... what I wanna know is "will this increase the number of "nursing students" that get "mammory enhancement" surgery? Because ... "
Link Posted: 6/11/2024 8:48:04 AM EDT
[#49]
I thought this was already the case?
Link Posted: 6/11/2024 8:48:08 AM EDT
[Last Edit: giantpune] [#50]
Discussion ForumsJump to Quoted PostQuote History
Originally Posted By PikeSlayer:
Two years ago, I was in cancer mode, and I passed out from hypokalemia in a convenience store. When I came to, I had been transported by ambulance to a hospital. Insurance covered everything but the ambulance. Apparently ambulances operate in some mystery world where the local company has to sign up and negotiate deals or something and my area ambulance doesn't play. Whatever. The bill was around 12K to take me 9 miles. I had the 12K, but some people do not. I was unconscious when this happened and did not really have a choice in the matter. 12K for 9 miles. I can see it on some level.
View Quote

File a police report for kidnapping.  

At that point, they got you by the short and curlies.  You can die on the floor at quik-e-mart or you can fork up for the amberlamps.

What you described doesn't sound like any sort of special treatment for ambulances or a mystery world.  All medical practices negotiate rates for insurance companies.  And sometimes medical practices do not accept certain insurances.  There's a hospital in my town where blue cross insurance will cover everything you need, except the anesthesia.  For whatever reason, the anesthesia guy never got on board with BC/BS.  So you go in for a procedure.  6 weeks later, you get a bill in the mail for $11k.
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