Here are just 4 scams I know of in NYC
My mom had a neighbor who went out on 3/4's from the NYPD after only being on few years, car accident. Obviously it was not a lot of money but
he went on to work for a A/C Refrigeration company where he had to climb ladders and into small spaces and lift heavy crap.
Just another in the long line of scams
A neighbor of mine had both sons go out on 3/4's from the FDNY. The one son now deceased went out on a knee injury. He continued operating his side construction business, but now full time. He actually participated in a charity ski event for the FDNY at Hunter Mountain in NY and had his picture taken while skiing in his fire coat. Must have been some knee injury
The other son also went out on 3/4's based on a neck injury which was caused by a non FDNY accident. Simple he went to work took a practiced tumble during a fire and 3/4's. He too went on to continue with his side construction business and hunts all over the US.
The real kicker was the father of these two. The son above fell out of a tree stand they were building and landed on Dad's head compressing his neck. Well Dad reports to work and they head out onto a call which takes the father into the isolated basement of a building. Dad smashes his helemt against the concrete wall to crack it and then fakes a trip and fall into a wall and lays down. Of course he claims he can no longer work and needs 3/4's. FDNY says BS no 3/4 for you. So he sues the LandLord of the building he fell in claiming that there was an illegal pipe sticking out of the floor which caused him to fall and suffer this injury. He wins a 100k from the LL's insuracne company. He to continued on working construction on the side until he retired.
One family from the FDNY ran three scams and two came out with 3/4's and one got paid by a LL.
Now think how often this crap happens all across the country