Quoted:
My parents have a waterfront cabin that's in an HOA.
They pay dues. The dues go to maintenance of the community well and driveway. I don't remember what they pay but it's not much, because you don't need many thousands of dollars to replace a well pump or buy a load of stone for the driveway.
Sounds closer to a maintenance agreement than a HOA. Those are common for more rural or "cabin in the woods" type areas where everyone has easements to use the private road that goes across some lots, and everyone pitches in to maintain it.
And you know what? If HOAs were like this, NOBODY WOULD FUCKING COMPLAIN. I don't think too many people give a fuck about paying a little money for the upkeep of the roads, or for a community club house/pool/whatever. It's this PETTY BULLSHIT that kills everyone. Empowering busybodies with nothing else better to do to be able to play hall monitor/petty bullshit police or playing one big game of "keeping up with the Joneses under penalty of civil action"
It's fucking DUMB.
That pretty much sums it up. I've already decided that if my HOA (that I married into and didn't join by choice) ever decides to go Pol Pot on me, it's going to be litigated straight into Chapter 11. They will not even have enough money to buy a bag of grass seed.