Quoted:
Live within their means? I don't know about your church, but mine's not hurting for money.
Remember the Alamo, and God Bless Texas...
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Unfortunately many are hurting for money.
I agree that the point of the church is to meet people's needs. But a great many churches can barely keep their doors open. This can be attributed most often to lack of faithfulness by local members, but that is another topic...
In my denomination, our local church pays tithes to the state offices, who in turn tithes to the national offices. We also give to missions, the church orphanage, the home for troubled teens, various relief efforts across the US and the world, to building churches overseas in poor countries, to training missionaries, the list is almost endless.
Our denomination doesn't just hoard money for the purpose of making the leadership rich. (Though they do get paid more than I would like to see, and they get to a certain status in the church and never go back to being a regular pastor as the minutes state they should...)
At our international convention, for instance, we always bring in truckloads of food, clothing, toys, and other things for the poor of whatever city we go to. The idea is that when our church leaves that city, the poor will be better off than when we got there.