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Link Posted: 4/20/2016 4:52:24 PM EDT
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Originally Posted By sloth:
This is simple.  A college education is an investment.  Would you pay 500K for a double wide trailer?  No, because that would be a poor investment...I don't care how cute or quaint it is...it will never be worth that much money.  A financial analysis should be run before a student loan is issued based on earning potential and academic history of the student.  Straight "A" student that wants to be a doctor...how much do you need?  "C" student that wants to major in women's studies...we'll give you 1K a year.
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The banks aren't even the ones issuing student loans anymore. And when they were issuing them, the loans were guaranteed by the US.gov, so they didn't care about the risk. They were going to get paid either way.
Link Posted: 4/20/2016 4:53:24 PM EDT
My wife is an SLP and went through the damn roof when she saw this. She worked waiting tables and TAing courses through her Masters and half a PHD, and graduated with no debt whatsoever.

Plus she tells me there are debt forgiveness programs for SLPs that work in certain schools.
Link Posted: 4/20/2016 4:53:56 PM EDT
Wow! I'm a speech path and I left grad school with less than 14k in debt. With a little leg work it's not hard to find grants and scholarships if you're looking to be in this field.
Link Posted: 4/20/2016 4:55:26 PM EDT
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Originally Posted By limestonecowboy:


Plus she tells me there are debt forgiveness programs for SLPs that work in certain schools.
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True. But last time I checked the federal programs were unfunded.
Link Posted: 4/20/2016 4:55:44 PM EDT
Did she go to an ivy league school, or maybe Cambridge?  Fuck 225k!?!?!?
Link Posted: 4/20/2016 4:56:21 PM EDT

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Originally Posted By ISED8U:


Did she go to an ivy league school, or maybe Cambridge?  Fuck 225k!?!?!?
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I think she said NYU in one of her tweets.
Link Posted: 4/20/2016 4:58:51 PM EDT
Why did the OP put the legitimate profession of Speech Pathology in quotation marks?




Link Posted: 4/20/2016 5:00:55 PM EDT
Link Posted: 4/20/2016 5:03:49 PM EDT
Link Posted: 4/20/2016 5:05:34 PM EDT
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Originally Posted By DeltaElite777:


About 87% of the blame falls squarely on the vote-buying Marxists that got the fucking federal government involved in the higher education business.  
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Originally Posted By DeltaElite777:
Originally Posted By Drsalee:
It is, ultimately, her fault.  But, I have a TINY bit of sympathy for these dopey kids.  They are sold a bill of goods with these damn loans.  I witnessed it myself when I was doing college tours with my kids.......they basically say, “Don’t worry about it....you are going to make tons of money."


About 87% of the blame falls squarely on the vote-buying Marxists that got the fucking federal government involved in the higher education business.  


Yep, back before they got involved you could work a minimum wage job and pay for a good chunk of it.
Link Posted: 4/20/2016 5:08:52 PM EDT
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Originally Posted By Aimless:
not saying I would recommend it. Some of the medical tech jobs pay well with far less time than a doctor requires and the ability to move around easily, CAT scan operators and stuff like that  
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Originally Posted By Aimless:
Originally Posted By dangerdan:
Originally Posted By Aimless:
Speech pathology isn't a terrible job, google says it $ 75,000ish, but a quarter million dollar student loan debt for a $ 75k/year job? That's $ 25k a year in loan payments? I suppose if you live super frugally for ten years, rent, drive old cars etc, it's possible.

  Meh. Depends. Home Health is where the money is at....if you can stomach old people with dementia and the possibility of bug infested houses.
 

Being a Nurse will probably pay more with less money towards a degree, and more jobs.


A masters degree to be a Nurse Practitioner is an easy $100k job.
not saying I would recommend it. Some of the medical tech jobs pay well with far less time than a doctor requires and the ability to move around easily, CAT scan operators and stuff like that  


CT tech here requires a base 4 year xray tech cert plus another 2 years in the actual CT program. They make close to 100k a year but then again so do nurses who have half the schooling time.
Link Posted: 4/20/2016 5:10:59 PM EDT
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Originally Posted By David_ESM:
Lower down in the replies, this is the dumb bitch in the video:

http://i.imgur.com/gOAsacU.png?1

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Owned
Link Posted: 4/20/2016 5:22:37 PM EDT
At least she has been frugal.

You can tell she never spent a dime cleaning up those eyebrows.

But seriously:  couldn't have been a state school.  Stupid decision #1: paying that much for anything that doesn't pay 6 figures out of the gate.  The same degree would cost a fraction at a decent state school.
Link Posted: 4/20/2016 5:30:18 PM EDT
Damn. My daughter got a law degree at a top tier school and racked up about $150K. But her first year salary was north of $180K and only going up.

I did pay for undergrad though. And Oxford.
Link Posted: 4/20/2016 5:32:41 PM EDT
el oh el
Link Posted: 4/20/2016 5:34:39 PM EDT
I'm not feeling the interest rate on my house.   Can I just choose the rate I want to pay?
Link Posted: 4/20/2016 5:51:46 PM EDT
She's obviously TARDED and as for her voting for a Dem (Bernie)?

LOL..........what does (the other half of) America expect when it more about the feels?  

Aloha, Mark
Link Posted: 4/20/2016 6:07:31 PM EDT
There should be a new question added to every college entrance examination...

"Do you understand the definition of a loan?"

If you answer "no," you should not get into college.  If you answer "yes," then shut your whore mouth about how much you owe in school loans.
Link Posted: 4/20/2016 6:08:29 PM EDT
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Originally Posted By Tiger21Bravo:
She should have spent some of that on a nose job and learned the art of pole dancing.
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Nailed it.
Link Posted: 4/20/2016 6:09:17 PM EDT
[Last Edit: 4/20/2016 6:10:34 PM EDT by blownfour]
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Originally Posted By uafgrad:



If you go Bachelors - Masters - Doctorate and you finance living on top of school, $250,000 would be pretty easy to hit
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Originally Posted By uafgrad:
Originally Posted By dangerdan:
My wife's masters degree for Speech Pathology is $55k.



If you go Bachelors - Masters - Doctorate and you finance living on top of school, $250,000 would be pretty easy to hit



This, this is what gets most people and it never gets mentioned by any of these people complaining about student loans.  My wife is an SLP. Between grants, scholarships, working part time, living frugally, and eventually me telling her to stop working so she could focus on finishing and I covered the bills. We ended up with her having 9k in debt for her entire college career.  I see some of her classmates however, and easily understand how this amount of money gets racked up.  They don't work, live in fancy apartments, drove nicer cars than either of us, went out and spent money seemingly without care, and now are all freaking the fuck out about making huge monthly payments for all the money they borrowed living the high life for a couple of years.
Link Posted: 4/20/2016 6:15:20 PM EDT
My Grandmother had a Master's in Speech Pathology.  She did a lot of good work.
She paid for her degree out of pocket with no grants or loans.

The brain dead little girl should have to work off her debt.
Link Posted: 4/20/2016 6:18:39 PM EDT
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Originally Posted By fish223:
At least with speech path, she has a shot at paying it off in 30 years or so.
It's not a totally useless career like so many others.
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And she's already using it to try and F everyone else over to pay for her ''education.'' Idiot should have educated herself on tuition costs VS earning first before going into debt.
Link Posted: 4/20/2016 6:21:32 PM EDT
The stupid. It Berns.

Link Posted: 4/20/2016 6:21:55 PM EDT
Link Posted: 4/20/2016 6:23:26 PM EDT
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Originally Posted By ZekeMenuar:
My Grandmother had a Master's in Speech Pathology.  She did a lot of good work.
She paid for her degree out of pocket with no grants or loans.

The brain dead little girl should have to work off her debt.
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When?  College prices today are nothing like what they were in years past.  Not excusing the object of the OP.
Link Posted: 4/20/2016 6:24:19 PM EDT
My take-away from this thread is eyebrows.
Link Posted: 4/20/2016 6:32:44 PM EDT
[Last Edit: 4/20/2016 6:34:08 PM EDT by GSDjager]
$226K, and all she got was a Groucho Marx nose and eyebrow kit? Outrageous Party City has them for a couple of bucks. Idiot Bern supporters.
Link Posted: 4/20/2016 6:42:39 PM EDT
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Originally Posted By ZekeMenuar:
My Grandmother had a Master's in Speech Pathology.  She did a lot of good work.
She paid for her degree out of pocket with no grants or loans.

The brain dead little girl should have to work off her debt.
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Kudos to your grandmother, there are people who can benefit greatly from the services of a good speech pathologist.

No brighter than this one appears to be though, she'll probably waste her career torturing Deaf children.
Link Posted: 4/20/2016 6:47:07 PM EDT
[Last Edit: 4/20/2016 6:51:54 PM EDT by StampCollector87]
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Originally Posted By dangerdan:
My wife's masters degree for Speech Pathology is $55k.
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Same here she is around $40k in debt and makes around $54k and could make $50-100 an hour if she wanted to do contract work and work in a skilled nursing setting. I know of one SLP that makes $110 an hour as a supervisory SLP.
Link Posted: 4/20/2016 6:51:43 PM EDT
I have the feeling that she doesn't have any W2 or 1099s from those college years, and her lifestyle was probably better than how most of us here live.  

I say this having an engineer associate who attended  an $80K  degree school.  But accumalated $150K in loan debt.  Should I have to mention that he used that money for things like a racing bicycle that costs as much as a new motorcycle?
Link Posted: 4/20/2016 6:53:02 PM EDT
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Originally Posted By Aimless:
Speech pathology isn't a terrible job, google says it $ 75,000ish, but a quarter million dollar student loan debt for a $ 75k/year job? That's $ 25k a year in loan payments? I suppose if you live super frugally for ten years, rent, drive old cars etc, it's possible.
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It's not very in demand like OT, PT, or RT.

My entire 560 bed hospital has MAYBE 3 speech folks on at any time. They just aren't as needed as other groups. People who get jobs in schools hold them forever because they are golden, making an already rare job even rarer.
Link Posted: 4/20/2016 6:54:37 PM EDT

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Originally Posted By StampCollector87:
Same here she is around $40k in debt and makes around $54k and could make $50-100 an hour if she wanted to do contract work and work in a skilled nursing setting. I know of one SLP that makes $110 an hour as a supervisory SLP.
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Originally Posted By StampCollector87:



Originally Posted By dangerdan:

My wife's masters degree for Speech Pathology is $55k.




Same here she is around $40k in debt and makes around $54k and could make $50-100 an hour if she wanted to do contract work and work in a skilled nursing setting. I know of one SLP that makes $110 an hour as a supervisory SLP.




 
Some of those contract jobs don't take out taxes when paid.
Link Posted: 4/20/2016 6:56:01 PM EDT
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Originally Posted By Spade:


Most of the professional ones aren't PhDs.

My dad used to teach pre-pharm stuff and would annoy them by saying he was surprised they needed so much chemistry when all they were going to do was count.
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Originally Posted By Spade:
Originally Posted By EvanWilliams:
Originally Posted By Spade:
Originally Posted By dangerdan:
Originally Posted By GTHKTX:
It depends on where you get you degree too. I'm a Physical Therapist, similar education with a little bit higher average salary. I was accepted into several doctoral programs and chose based on cost. I came out of PT school with about $50k in loans which is pretty low for this field. Some of my colleagues went to more expensive private schools and racked up a quarter million in debt.

I was able to pay mine off in 3 years. Some of them will be paying until they retire.


  Aren't PTs required to have a PhD nowdays?


Every PT at my wife's job has a PhD and are in their mid 20s/early 30s.


The only one that has a Masters in PT is in her 50s and has been a PT for a long time.


Maybe it's different outside the real sciences, but my dad (PhD - Chem) always said that if you paid somebody for your PhD then you'd fucked up somewhere.

The more traditional doctorates,  Chem/Physics/Bio/ yes.
The professional,license type doctorates (PT/OT/Pharmacy/optometry/ etc ) you pay


Most of the professional ones aren't PhDs.

My dad used to teach pre-pharm stuff and would annoy them by saying he was surprised they needed so much chemistry when all they were going to do was count.

Note I said "doctorate"

And the chemistry is absolutely needed to understand drugs.
Even moreso to compound drugs.  
Link Posted: 4/20/2016 6:58:45 PM EDT
Makes my tuition of $21K seem like pocket change. And I left school debt free. And I nabbed a decent engineering job shortly after.
But since I didn't take out any loans, I get no reimbursement from the government.
Link Posted: 4/20/2016 7:03:01 PM EDT
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Originally Posted By dangerdan:

  Some of those contract jobs don't take out taxes when paid.
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Originally Posted By dangerdan:
Originally Posted By StampCollector87:
Originally Posted By dangerdan:
My wife's masters degree for Speech Pathology is $55k.


Same here she is around $40k in debt and makes around $54k and could make $50-100 an hour if she wanted to do contract work and work in a skilled nursing setting. I know of one SLP that makes $110 an hour as a supervisory SLP.

  Some of those contract jobs don't take out taxes when paid.


Yeah she does contract work for a hospital and they took out a whopping $17 for federal taxes. My wife works in a school setting and is able to pick up contract work in the summers which is nice.
Link Posted: 4/20/2016 7:07:53 PM EDT
At least the comments on her twitter aren't completely full of socialist retards.
Link Posted: 4/20/2016 7:20:33 PM EDT
[Last Edit: 4/20/2016 7:20:43 PM EDT by Cobalty2004]
Best reply ever:

Aaron Clarey ?@aaron_clarey  Apr 16
@shailenewoodley @lindsayzissis she better lose weight and master the art of sucking rich white guy cock
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@aaron_clarey @shailenewoodley love trumps hate ??????
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Link Posted: 4/20/2016 7:29:41 PM EDT

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Originally Posted By Spade:


I know a few folks in speech pathology.



Neither have that much debt. I guess they chose wisely.
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My (substantial) experience with speech pathologists is that they tend to be females from relatively affluent families.   It's an extremely difficult major and not for the faint hearted.  Large school districts are always hiring speech pathologists so one you're nationally licensed/certified, jobs are out there.  But, $226,000 won't ever be paid back unless she marries rich.

 
Link Posted: 4/20/2016 7:34:23 PM EDT
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Originally Posted By corwin1968:
My (substantial) experience with speech pathologists is that they tend to be females from relatively affluent families.   It's an extremely difficult major and not for the faint hearted.  Large school districts are always hiring speech pathologists so one you're nationally licensed/certified, jobs are out there.  But, $226,000 won't ever be paid back unless she marries rich.  
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Originally Posted By corwin1968:
Originally Posted By Spade:
I know a few folks in speech pathology.

Neither have that much debt. I guess they chose wisely.
My (substantial) experience with speech pathologists is that they tend to be females from relatively affluent families.   It's an extremely difficult major and not for the faint hearted.  Large school districts are always hiring speech pathologists so one you're nationally licensed/certified, jobs are out there.  But, $226,000 won't ever be paid back unless she marries rich.  


It is probably one of the most difficult programs out there in my opinion. My wife managed to only get one B during the whole program but she also tried to take Calc 3 as an elective. I remember she was always working on something for school, literally many nights where she may get one or two hours of sleep.
Link Posted: 4/20/2016 7:36:52 PM EDT
Didn't read the story, but I bet either the school choice had a lot to do with it, or she used her loan for living expenses (no job in college).

I have a niece that is a PHD (psychologist), over $250K in debt. She went to a CA school and lived off her loans. Now she's giving a few years to the Navy so they'll pay down some of the debt.
Link Posted: 4/20/2016 7:40:03 PM EDT
Link Posted: 4/20/2016 7:57:06 PM EDT

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Originally Posted By StampCollector87:
It is probably one of the most difficult programs out there in my opinion. My wife managed to only get one B during the whole program but she also tried to take Calc 3 as an elective. I remember she was always working on something for school, literally many nights where she may get one or two hours of sleep.
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Originally Posted By StampCollector87:



Originally Posted By corwin1968:


Originally Posted By Spade:

I know a few folks in speech pathology.



Neither have that much debt. I guess they chose wisely.
My (substantial) experience with speech pathologists is that they tend to be females from relatively affluent families.   It's an extremely difficult major and not for the faint hearted.  Large school districts are always hiring speech pathologists so one you're nationally licensed/certified, jobs are out there.  But, $226,000 won't ever be paid back unless she marries rich.  




It is probably one of the most difficult programs out there in my opinion. My wife managed to only get one B during the whole program but she also tried to take Calc 3 as an elective. I remember she was always working on something for school, literally many nights where she may get one or two hours of sleep.




 
My wife had a 4.0 GPA from High school through her Graduates.




She finally passed her PRAXIS exam on her last try (third times a charm).




Just in time for her to complete her 9 month Clinical Fellowship Year at work before her deadline ran out for her application for her C's...
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