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There is no way I’d trust a liner or frame lock over and Axis lock.
To each his own I guess.
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Based on experience? All folding locks will fail and while I would prefer a lock-back, plunge, or axis lock to a liner lock, a quality frame lock (like Sebenza, ZT, Spyderco, Benchmade, etc.) are pretty damn reliable and can take plenty of "normal" hard-use. Hell, I've carried a Spyderco Military (and Para-Military) with their liner lock for years...in jungles, deserts, and the lovely environment of combat with zero issues. If you start talking about spine-whacking, that's not what I would consider normal use. While I agree that the Axis lock is well proven and tough, the point is about disassembly for maintenance. I don't break my knives down all the way, but I can understand the OP's reasoning; the frame lock is far simpler than the Axis lock...IF, that's something you're concerned about.
Unless you start talking mega folders, the locking mechanism just have to be reliable for normal use...
ROCK6