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Posted: 8/7/2020 3:47:01 AM EDT
Looking for basic slip and fall coverage, as there are no sales or gunsmithing services, just transfers out of my garage.  The company carrying my homeowners policy quoted me $800 for 1 mil coverage.

Link Posted: 10/25/2020 8:59:13 AM EDT
[#1]
Check into an umbrella policy.  Your homeowners already covers slip and falls, not sure why you need anything more
Link Posted: 11/7/2020 11:53:02 PM EDT
[#2]
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Quoted:
Check into an umbrella policy.  Your homeowners already covers slip and falls, not sure why you need anything more
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Homeowners policy will generally exclude commercial transsactions
Link Posted: 11/8/2020 11:42:55 PM EDT
[#3]
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Quoted:


Homeowners policy will generally exclude commercial transsactions
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Quoted:
Quoted:
Check into an umbrella policy.  Your homeowners already covers slip and falls, not sure why you need anything more


Homeowners policy will generally exclude commercial transsactions


This ^.  Your home owners insurance will not cover anything business related.  Especially if you failed to disclose to them you are running a business from your home.
Link Posted: 11/21/2020 10:07:35 AM EDT
[#4]
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Quoted:


This ^.  Your home owners insurance will not cover anything business related.  Especially if you failed to disclose to them you are running a business from your home.
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Yep, especially a business where you’re “selling evil guns to dirty gun buyers” (that’s what it will look like to an insurance claim adjuster or plaintiffs attorney)
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