You are allowed to build an 80% lower
ONLY if it would be legal for you to own it after you build it by federal law. If you're doing it to by-pass a background check because you have something to prohibit you from ownership you're committing a crime building an 80% lower. I seem to recall it's a felony.
Not sure where you're at but Turners Outdoorsman has a Del-Ton Echol 316M for $599.98 and it's fully compliant and legal and the Ruger AR-556 is $719.98.
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You have to pass the background check
BEFORE you're allowed to buy a weapon so the whole crazy 90% restocking fee is bull shit.
1. Must have bullet button
Or be "featureless" - no pistol grip
2. Must only have 10 round mag
Unless you owned an existing +10 round magazine
3. Must have 16" barrel
Federal law requires that the overall length including any permanently attached muzzle brake has to be 16" long or longer - lots of 14.5" barrels come with a welded 1.5" brake.
4. online dealer it must be sent to licensed ffl
Yes in compliance with federal law and the FFL will run the NCIS background check.