Unless some of you guys are really hurtin for cash, you're being penny wise and $200 - $1000 dollar stupid. Go Pruett or some other gun-shop store front!
I'm 56 years of age and I am still always learning. A couple of months I bought a $900 Remington 17 Fireball and tried to contact my usual Joe-Smoe 2- cent "kitchen table" FFL agent to do the transfer, but he had mysteriously vanished from existence. In retrospect, I hadn't realized what a cheap bastard and a dumb-ass I have been for all these years....and what I had subjected myself to just for the sake of trying to save $10-$15 stinking dollars.
This time I almost got burnt for that $900. I will NEVER AGAIN use an FFL agent operating out of his puiblic storrage garage, his momma's kitchen, or a lemmonade stand!! If the package dissappears while it is left in front of the guys house, an office building hallway, or with a 3rd party stranger at a public storrage facility, guess who gets fucked? Do you think the seller has insured your package for the full value? (He didn't say anything about insuring it, and you didn't ask, did you?) Do you think your FFL agent will care and replace it? Do you expect a kitchen table agent to really worry about you for $20 in between his regular job or whatever and wherever he's doing during the next 4-7 days?
I learned my lesson to use a real gunshop for an extra $10 charge that is open 6 days a week and ALWAYS has somebody there to accept a package during normal hours and answer your phone calls anytme you call to inquire about it. I spent 3 days trying to find out where my uninsured $900 rifle was. Neither the seller (who had proof of shipping) nor the agent (whenever I could reach him on his cellular phone) worried much about it. It wasn't their $900. If you use a $10-$20 "part-time gun dealer" I hope you enoy your $10 savings like I did. I lost 2 nights sleep because I was being CHEAP. NEVER AGAIN!