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Posted: 7/13/2016 12:36:41 AM EDT
Last Friday, during the middle of the day while she was busting ass at her two jobs, some lowlifes broke in my daughters house (When I moved down here to Fredericktown, against my wishes she rented the house directly next door to our old house) and they took her laptop, Xbox, games controllers, Playstation, games, controllers, DVD Player and movies, Kindle Fire pretty much everything electronic (except the TV and a Wireless AP, I guess too big and too many wires to deal with???) and a bunch of other valuables...
She called me crying, the thing she was most upset about was her laptop because it has all her school work on it and she uses it for all her online classes... She is pretty much screwed as the police are of no help and she did not have renters insurance... Kinda in a catch22, can't afford it, cant afford to replace everything...  This pisses me off as she is a young girl who never gets in trouble, doesn't drink, smoke, party or do anything shitty and somehow hasn't got knocked up, really she just works and goes too school... Gets her 1st place on her own and is really trying to make something... Then some lowlife Ghetto Hood Rats steal all her shit... Makes my blood boil, every time I think about it... |
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Posted: 7/13/2016 7:16:03 AM EDT
[#1]
That sucks. Thieves should be hung! But can't afford renter's insurance? Really? It's like $100 a year.
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Posted: 7/13/2016 11:32:53 AM EDT
[#2]
Quote HistoryQuoted:
That sucks. Thieves should be hung! But can't afford renter's insurance? Really? It's like $100 a year. Agreed... Even I have renter's insurance. It's dirt cheap and covers my firearms to $5k. |
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Posted: 7/13/2016 3:30:53 PM EDT
[#3]
search pawn shops and craigslist.
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Posted: 7/13/2016 4:03:52 PM EDT
[#4]
Quote HistoryQuoted: That sucks. Thieves should be hung! But can't afford renter's insurance? Really? It's like $100 a year. Ever made any claims ??? I just wonder how much BS they would have gave her and if they would have paid off??? After the fact, I know, but I'm going to tell her she needs to get it... |
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Posted: 7/13/2016 5:25:42 PM EDT
[#5]
Quote HistoryQuoted:
Whos that though... Ever made any claims ??? I just wonder how much BS they would have gave her and if they would have paid off??? After the fact, I know, but I'm going to tell her she needs to get it... Quote HistoryQuoted:
Quoted:
That sucks. Thieves should be hung! But can't afford renter's insurance? Really? It's like $100 a year. Ever made any claims ??? I just wonder how much BS they would have gave her and if they would have paid off??? After the fact, I know, but I'm going to tell her she needs to get it... Insurance is one of those things that you truly get what you pay for. Two very important considerations are, who is your agent and who is the insurance company. After paying various companies their "pound of flesh" for over 40 years. AND after having a few claims, I can tell you that "budget insurance" SUCKS! After getting screwed by an insurance company I was with (Farm Bureau) I asked here on the MOHTF about insurance. A member chimed in (Sixer), he was an agent with American Family. After talking with him I switched EVERYTHING over to them and could not be happier!!! Unfortunately Sixer decided that he prefers holster making for a living so I now deal with his father, it's his fathers agency. BTW, Sixer manufactures OUTSTANDING holsters, Hopp Custom Leather. The downside....last time I checked he was backlogged around eleven months. |
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Posted: 7/13/2016 5:34:05 PM EDT
[#6]
Quote HistoryQuoted:
Whos that though... Ever made any claims ??? I just wonder how much BS they would have gave her and if they would have paid off??? After the fact, I know, but I'm going to tell her she needs to get it... Quote HistoryQuoted:
Quoted:
That sucks. Thieves should be hung! But can't afford renter's insurance? Really? It's like $100 a year. Ever made any claims ??? I just wonder how much BS they would have gave her and if they would have paid off??? After the fact, I know, but I'm going to tell her she needs to get it... I've been with State Farm since I turned 16 and got my own insurance. NEVER had any issues with them paying out on claims of any type. If it's covered under the policy, they pay you, period. If not, I'd be with someone else at the age of 45. |
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Posted: 7/13/2016 8:08:19 PM EDT
[#7]
Quote HistoryQuoted:
Insurance is one of those things that you truly get what you pay for. Two very important considerations are, who is your agent and who is the insurance company. After paying various companies their "pound of flesh" for over 40 years. AND after having a few claims, I can tell you that "budget insurance" SUCKS! After getting screwed by an insurance company I was with (Farm Bureau) I asked here on the MOHTF about insurance. A member chimed in (Sixer), he was an agent with American Family. After talking with him I switched EVERYTHING over to them and could not be happier!!! Unfortunately Sixer decided that he prefers holster making for a living so I now deal with his father, it's his fathers agency. BTW, Sixer manufactures OUTSTANDING holsters, Hopp Custom Leather. The downside....last time I checked he was backlogged around eleven months. Have been with American Family for 11 years now. Had only one two claims in that time. They paid them with no issues. |
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Posted: 7/13/2016 8:21:49 PM EDT
[#8]
Quote HistoryQuoted:
Have been with American Family for 11 years now. Had only one two claims in that time. They paid them with no issues. Quote HistoryQuoted:
Quoted:
Insurance is one of those things that you truly get what you pay for. Two very important considerations are, who is your agent and who is the insurance company. After paying various companies their "pound of flesh" for over 40 years. AND after having a few claims, I can tell you that "budget insurance" SUCKS! After getting screwed by an insurance company I was with (Farm Bureau) I asked here on the MOHTF about insurance. A member chimed in (Sixer), he was an agent with American Family. After talking with him I switched EVERYTHING over to them and could not be happier!!! Unfortunately Sixer decided that he prefers holster making for a living so I now deal with his father, it's his fathers agency. BTW, Sixer manufactures OUTSTANDING holsters, Hopp Custom Leather. The downside....last time I checked he was backlogged around eleven months. Have been with American Family for 11 years now. Had only one two claims in that time. They paid them with no issues. I preach this all of the time.... BUDGET INSURANCE is exactly that for a reason. And GET AN AGENT! They are worth the extra for the help they can give you. I prefer independent agents, but at least it is someone who should know what the heck is going on. And yes, my company would pay a renters claim. Police report and any kind of receipts or proof you had the items usually does the trick. ALSO - 9 out 10 times, it someone she knows or her friends know. |
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Posted: 7/13/2016 10:06:23 PM EDT
[#9]
Damn, hate to hear this man.
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Posted: 7/13/2016 11:16:19 PM EDT
[#10]
I used to shoot with my AAA auto/renters/homeowners agent.
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Posted: 7/14/2016 11:05:30 AM EDT
[#11]
Makes my blood boil.
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Posted: 7/14/2016 7:32:44 PM EDT
[#12]
that sucks Its a shame when a person bust their ass to make something out of their self and some asshole throws a monkey wrench in the gears.
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Posted: 7/17/2016 6:02:48 PM EDT
[#13]
OP, if you have your insurance through a local agent and are happy, your daughter may want to use the same person.
The more "related" policies they get from one group, the more they will jump through hoops to help. |
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Posted: 7/18/2016 7:53:36 AM EDT
[#14]
Quote HistoryQuoted:
Whos that though... Ever made any claims ??? I just wonder how much BS they would have gave her and if they would have paid off??? After the fact, I know, but I'm going to tell her she needs to get it... Quote HistoryQuoted:
Quoted:
That sucks. Thieves should be hung! But can't afford renter's insurance? Really? It's like $100 a year. Ever made any claims ??? I just wonder how much BS they would have gave her and if they would have paid off??? After the fact, I know, but I'm going to tell her she needs to get it... I made a claim once when I was in college on my renter's insurance. It was no big deal, guy came by, looked, sent me a check. |
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