No offence taken. While I will not offer any excuses or defense to those in charge of the health industry, rest assured that a lot of what they are doing it trying to preserve the core of good health care here under the duress of a state that will not negotiate with them on a level playing field. The costs of doing business with the state is almost insurmountable.
Just so you know where my wife and I stand, we are in those golden years where we are on the cusp of medicare. She still works and we have an HSA that funds an extremely high deductible plan. We've both had to have some minor medical attention (minor in that it wasn't anything chronic). We, as consumers, began to shop different practices to have one procedure done. You'd think that getting the price for something straight forward would be easy but it is not. We had to literally beg for the numbers in order to see how one practice would affect our HSA as opposed to another. To make a long frustrating story shorter, after many months of working the phones and taking names, my wife had her minor eyelid issue repaired. The bills came soon after and surprise surprise, they were all wrong by almost double. I wrote a three page letter to the practice with names and dates and it was only then did they reissue bills to the numbers we were quoted. How, as consumers, are we supposed to deal with this? We have better things to do with our time. I even owned an insurance brokerage back in the 80s. I sold TONS of health insurance as a licensed broker for years and know it backwards and forwards. When the government gets involved, however, ostensibly to make a program 'better', hold your breath because all they are going to do is complicate matters and destroy markets.
So, as you might imagine my daughter and I have had many interesting conversations. She is a Dartmouth masters grad and has multiple degrees including a UCONN MBA so she's smarter than me. I'm not slouch, however, and like politics, we sometimes have to step back. She is a down and dirty republican/conservative, btw, for which I'm extremely proud.
Rome