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Posted: 10/19/2014 9:49:11 PM EDT
How much coverage do you carry on your vehicles?

Link Posted: 10/20/2014 4:06:42 AM EDT
[#1]
Full coverage.  There are alot of shitty drivers here in Las Vegas.
Link Posted: 10/20/2014 4:49:46 AM EDT
[#2]
Full. With gap. Too many shitty drivers and shit bags with no coverage.
Link Posted: 10/20/2014 11:56:26 AM EDT
[#3]
All of the coverage.

All of it.
Link Posted: 10/21/2014 12:07:42 AM EDT
[#4]
Full coverage to cover whatever may happen.  $250 Collision and $50 Comprehensive deductibles.  Since both car and homeowner's are under same company we have minimum for the auto liability with an umbrella from the homeowner's side.  Increases total liability coverage but at a lower rate than simply having a higher auto liability would have.

Link Posted: 10/21/2014 7:31:34 PM EDT
[#5]
Don't cheap out and get the minimum either. Go full bore and get the 100k/300k with uninsured motorist as there are lots of folks that don't bother to carry insurance.
Link Posted: 10/28/2014 7:50:35 PM EDT
[#6]
250/500 with matching UM/UIM.  You can also get a $1M umbrella policy for dirt cheap.  "Full coverage" really doesn't mean anything, particularly with regard to policy limits.  I don't do much personal injury work but have had plenty of clients walk in stating that they have full coverage only to find out that their limits are the statutory minimums.
Link Posted: 11/4/2014 12:55:20 AM EDT
[#7]
Discussion ForumsJump to Quoted PostQuote History
Quoted:
Don't cheap out and get the minimum either. Go full bore and get the 100k/300k with uninsured motorist as there are lots of folks that don't bother to carry insurance.
View Quote


It's not just that but the number of folks with suspended or revoked or just no licenses.  Most insurance companies only cover a vehicle if it is operated by a properly licensed driver.
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