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I'm not that confident in my grinding to not mess up the receiver, especially when it means $1450 + $200 tax stamp out the window.
Could a new lower housing help? If so, which ones are even remotely compatible with the POF-5?
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Don't grind. Very, very bad advice. The POF receiver is in spec, it just is a little heavy on the paint. Put the end cap back on it, then put tape up to edge of the end cap. Remove the end cap, then take some fine sand paper and sand the paint down a little in the area under the end cap. Since you're only sanding in the area under the stock or end cap and not anywhere else, you won't see it after you're done. If you go down to metal, use some cold blue to protect the metal. When you're done, a little very thin coat of grease or oil will help get the end cap on easier.
It isn't unusual for a few taps with a mallet to get the stock on if the stock is new. The HK armorer's manual covers this and offers this specific advice. Over time and use, the stock socket will loose a little.
Don't waste your time with the ATI stock, since it probably won't fit. The ATI stock doesn't fit well on my POF, won't fit on my HK94, and doesn't fit on my MKE without hammering on it. It does fit on my friend's SW9, so I gave it to him. The POF A2 stocks from RTG fit perfectly, so do the HK factory stocks. My own POF SBR has a HK A3 stock and it works great. The ATI is cheap for a reason.
As far as lower housings, basically all regular MP5 trigger group housings work on the POF. You just have to relieve a little material for the shelf with a file (NOT a Dremel) and use a semi-auto trigger pack to keep legal unless you have a registered sear.