For ceramic plates that are SAPI cut (never used steel myself) the two methods I've tried are indexing the stock on top of the plate or shoulder it higher than you would if not wearing armor. Either one works fine for me, but the high shoulder can be a real issue depending on your optics setup. Some people can get a decent "pocket" for the stock against the side of the plate, I end up searching for that spot if I do it that way, so stick with the other two, which will be cut down to one once I decide which I like best. Indexing off the front of the carrier is slippery for some people, so a rubber buttpad is a good idea. For me at least, I put the stock all the way in to index off the front, a fixed stock of normal length wouldn't work well. Definitely get out to the range and train with your armor.
Other than learning a different method of shouldering a rifle, I can't really tell any difference in maneuverability, but that will vary some with how quality of a carrier you have. I can still do pushups, pullups, situps, and squats while in full armor.