I have the Mayflower APC and the SKD PIG. I am a LEO and have used them both for work.
The PIG is more expensive, bulkier, and much more comfortable. Especially when worn for more than a couple of hours in the heat. I have Lvl III/IV ICW plates and PIG IIIA soft armor backers with Velocity IIIA soft armor side panels. I wear this setup at work for Rifle Training, raids, active shooter, and anything else I take a rifle to. This is my go-to when all of my armor is in one carrier.
The APC is lower profile and cheaper. There are no air channels and it retains heat. I found the straps rubbed my neck if the plates were worn properly for a full 8 hour training day unless I wore a collared shirt. I usually wear jeans and a t shirt to work. My APC is being saved for whenever I go back to uniform patrol and am wearing soft armor under a uniform shirt. Air channels won't help at all then anyway. I will only have the hard plates then.
I only run three AR mags, IFAQ, and tourniquet on my PC. Everything else is on a belt. Try to keep everything as light as possble and don't try to fill up space because you can. I also have my concealable armor in a TT LPAC for when I don't need/want the extra weigh of a full PC. My rule of thumb is if I'm carrying a rifle (or someone else on the team is) then I need armor that stops the threat that we are bringing.
Rob