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The only one I know of that holds it @ full cock is the Springfield XD. The SIG 320 holds it around 90% or so, I believe.
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The XD, the S&W M&P, some versions of the Walther striker-fired designs, the Beretta APX, the H&K VP9....
Most of them hold the striker in a cocked position. I've never busted a P320 apart to look at its guts, but I'd betcha that one does, too. The only modern ones where the striker is cocked to any level of significance by the action of the trigger are the VP70 and the Glock...and that;s one of the reasons people are perpetually in search of a better trigger on the Glock pistols.
The strikers on these guns are back far enough to fire the round. The protection against that is the striker block safety in each of these guns.