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The only models smith makes without the ILS is the enclosed hammer models. The 438 is kind of a rare bird. The finish on the frame will last a little longer on the 438 but the cylinder and barrel is carbon steel verses the stainless of the 638. Really it is a toss up. It may come down to wanting a highly visible gun or a low visibility gun. Arguments can be made for the purpose of either. Why are you so set on the shrouded hammers?
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This in red is good info. I prefer non-shiny carry guns, is the reason I prefer black. But, having a gun that is more impervious to the elements would be nice. I'm used to being spoiled by frying pan Glock finishes. I may end up with a 638... Though I wonder how hard it would be to get the steel parts ceracoated or similar.
As for shrouded hammers, I want a pocketable gun, but like the capability to hand cock the hammer if desired. I have heard the humpbacks tend to stay in place in the pocket better than the enclosed DAO guns. Most of my practice will be DA. The utility of SA vs DA isn't really a big deal... nor is the looks of the gun. The humpbacks are ugly, for sure, but not as ugly as a Ruger LCR.
I normally carry a G19 and this would be a second gun for winter coat pocket carry, backup duty, and a lounge around the house/check the mail/mow the lawn gun. I have a P-32 that I sometimes carry, but want to try the J-frame for a more potent pocket gun. Practicing with the DA trigger can't hurt my Glock shooting either.
Thanks for the comments so far guys.