I certainly thought I wasn't going to be able to carry on body, but I've been carrying a Shield for 9 months now with a belt from the Flashbang holster maker (kydex reinforced - very sturdy but still black patent leather) with a minimal kydex holster from the Well Armed Woman website. I carry appendix, which makes all the difference for me. I don't have the hand strength (from carpal tunnel) to manipulate the clip to get the holster on my belt behind my hip. I have some range of motion issues too.
Unfortunately, it's difficult to see what would work for a woman unless they can find someone with a holster they can try. I'm not shy about showing how I carry and will willingly show it to any woman who asks. The Well Armed Woman website does have a bunch of videos on various carry methods, as does the Falia Photography channel on YouTube. That being said, having a CCW-specific purse for those occasional times when your clothes don't allow for on body carry, is a good idea.