I like having the ability to, and when I'm able to I usually do (mostly as a way to keep justifying bringing home new J frames). That said, I usually don't sweat it if I have to wear clothing that's not permissive for carrying, if I'm working out, or in other situations where having a pistol isn't ideal.
I kinda look at it like this in terms of importance for saving my life:
1. Eating healthy/Exercising
2. Driving a safe enough car, and generally not being an asshole with it (not as good at this one
)
3. Getting a job that doesn't force me to live in a shithole, nor be in a point where I could reasonably expect my odds of a conflict to go way up (stop n rob clerk, liquor store operator, crack dealer, etc)
4. Having enough children that when I kill my liver there's enough spare parts for a transplant
5. Carrying a roscoe.
I carry a gun because hey, I like guns. I don't feel unsafe when I can't, nor do I expect ever to have to use it. A situation in which I'm killed as the result of anything I could stop by carrying is astronomically low, but who the fuck gets to tell me I can't do something that's not harming others if I want to?