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Would you buy just a bolt or the BCG? Is it likely that I would ever need to replace anything but a part of the bolt itself? Again, I am just looking to have a spare for back up.
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I'd get the complete BCG. Extra parts are never a bad problem. You can always sell or trade them down the line if not needed.
Sure, your first failures will likely be bolt-related and you'll probably never have a carrier issue. So if all you want is a bolt or bolt maintenance kit, you can get away with that.
It's a machine, so you can't always anticipate what future problems will occur. Plus it's a proprietary design in a nice rifle. Yes, you can cannibalize DI parts in a pinch if needed but ideally I'd buy factory parts while they're in stock and reasonably priced, so I could use it as designed ten years from now.