Quoted:
Hand loads should be avoided for defensive loads for the following reasons.
1. Reliable ballistic information is not available by the manufacturer. This info is critical in any defense scenario.
2. Most if not all manufacturer’s advise or prohibit the use of reloads in their firearms.
If possible try to use the same caliber, firearm and load as your local, state police or sheriff's department uses as your primary defensive weapon.
Don't forget you may also be sued/prosecuted by other injured parties if you acted in a negligent (over penetration, etc.) manner.
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#1-Reliable to who? Me? or the attorney?
-Me-I rely on chronograph readings, comparable bullet expansion data, and accuracy of my pistol/rifle with said loads.
-attorney-I guess I don't care, from what everyone says if I use a gun in self defense I'm going to get sued no matter what, so why not use ammo I find reliable. As long as my kids and wife and I survive a intrusion, I don't really care what happens afterward; WE ARE ALIVE!
#2 Maybe some do advise against handloads but I'll bet that is to prevent suing over bad handloads in their firearms. I only buy new .22lr ammo, .223 ammo, and an occasional box for brass, and I shoot about 15-18 different calibers. Every thing else I reload. From what you say, NO one should ever reload!?? That's NUTS.
As for the other advise that seems some what logical, if I lived in a sue happy, liberal, gun hating state like California, New York, ect.
Most of the advise from everyone is just reinforcing in my mind, to go ahead and use my handloads, I'm going to get sued for wrongful death no matter what.
I still haven't seen anyone post a case in which a handload was used and the part was sued and lost over it.