This is for an attic insulation project. This seemed pretty one sided to me, in that if they find some mold or dry rot up there, they "will be entitled to additional compensation". I feel like they're entitled to tell me about it and let me decide if I want to go forward and have them fix it or not. Not that the project automatically becomes more expensive.





Later on they have this:



but I'm not sure that gives me the power to prevent them from being "entitled to additional compensation" if they find something they claim need to be fixed but I don't want to spend the money on.

I also don't like this:



So if they fuck up and burn down my house, they only owe me the cost of an insulation job?

Anyone want to help me translate some lawyer-ese into english. Am I interpreting this thing as being way too one-sided?

Make sure he has liability and workers comp insurance.

You may already have insurance for hired workers that would kick in if he does not.
It is not an uncommon endorsement on homeowner's policies.

Ask for an insurance binder and a copy of his license.

Yep going to ask for that there's a line saying they'll provide a copy of their cert on demand.

I'm still not sure I follow the language above though. Does it mean that if they burn my house down, they're responsible for the cost of the job (even if they have insurance). Also on the other part , say they find something up there that I feel can be ignored but they feel must be fixed ... It sounds like they get to just add that to the bill with no negotiation and if I refuse to pay then I get stuck with the consequences outlined in the contract (which could include a lien on the house).

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I think that liability is if he screws up his end of the job, not if he burns the house down. I have to have $1million contractors liability coverage and I do not have to have workers comp. insurance since I do not have employees, signed off with the state on that one.

So if his workers burn your house down on a $2,500 insulation install, he's only liable for $2,500?

Lol, NO.

Sounds like this contractor has a habit of fucking up and is trying to get out of liability.