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Posted: 4/18/2015 10:09:12 PM EDT
[#1]
It's been THREE MONTHS. Jeez. What do you expect? We had a huge crash yesterday too. Just chill. Unless we hit a depression, look at it over 10 years and get back to me.
tl;dr: Stocks go up, stocks go down. |
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Posted: 4/18/2015 10:10:00 PM EDT
[#2]
Mine's at 5% with Vanguard 2040
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Posted: 4/18/2015 10:10:22 PM EDT
[#3]
Mine is somewhere around 10% gain so far this year.
I'm satisfied with it. I'm almost 37 years old and I think my 401k has made more in interest this year than I've made in gross salary. |
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Posted: 4/18/2015 10:10:34 PM EDT
[#4]
Most of your profits go to pay the multi-million dollar salaries of the fund managers.
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Posted: 4/18/2015 10:11:23 PM EDT
[#5]
Maybe you aren't investing where you should be?
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Posted: 4/18/2015 10:12:57 PM EDT
[#6]
The s&P record high close was in late February, it looks like 2129.
I have had a great run last 2 years, I am all in cash in my 401k now. |
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Posted: 4/18/2015 10:13:11 PM EDT
[#7]
Quote HistoryQuoted: Most of your profits go to pay the multi-million dollar salaries of the fund managers.  |
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Posted: 4/18/2015 10:13:59 PM EDT
[#8]
Quote HistoryQuoted:
Maybe you aren't investing where you should be? Because I have no idea what you're talking about. |
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Posted: 4/18/2015 10:14:14 PM EDT
[#9]
Sounds like you're in a stock / bond mix for the long haul. The guys who brag about raking it in while the market is up but get curiously silent when the market is down amuse me. |
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Posted: 4/18/2015 10:14:49 PM EDT
[#10]
It's been going sideways for several months now.
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Posted: 4/18/2015 10:15:56 PM EDT
[#11]
Quoted: The AM radio guys keeps telling me the stock market is at record highs. Just logged into Principal and my 401k is 2.23% for the year to date. This is a record? |
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Posted: 4/18/2015 10:16:04 PM EDT
[#12]
Quote HistoryQuoted:
It's been THREE MONTHS. Jeez. What do you expect? We had a huge crash yesterday too. Just chill. Unless we hit a depression, look at it over 10 years and get back to me. tl;dr: Stocks go up, stocks go down. I should have considered the short time frame more, I guess. It's just that even today the radio guys were going on and on about how sky high it is, and then I log in to see 2.23%. At least it's not negative. |
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Posted: 4/18/2015 10:16:42 PM EDT
[#13]
Quote HistoryQuoted: Maybe you aren't investing where you should be? |
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Posted: 4/18/2015 10:18:29 PM EDT
[#14]
It's time for a crash. Pull back profits and wait for the valley. It's a cycle, we are 6-7 years climbing the current peak, time for a valley.
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Posted: 4/18/2015 10:19:50 PM EDT
[#15]
Move it to a vanguard target retirement account.
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Posted: 4/18/2015 10:19:55 PM EDT
[#16]
Quote HistoryQuoted:
2.34% in 3 months is terrific performance when the interest rates for cash is 0% for an entire year. Quote HistoryQuoted:
Quoted:
The AM radio guys keeps telling me the stock market is at record highs. Just logged into Principal and my 401k is 2.23% for the year to date. This is a record? Really? That makes me feel pretty good about mine then. Just out of curiosity this thread made me check my YTD return. While better than the OP's, its still not worth jumping up and down about. |
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Posted: 4/18/2015 10:21:52 PM EDT
[#17]
DO YOU EVEN VANGUARD, BRO?
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Posted: 4/18/2015 10:22:03 PM EDT
[#18]
It's at all time highs, but it was pretty high to start the year too. Your 401(k) since 2009 should have done very well.
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Posted: 4/18/2015 10:23:29 PM EDT
[#19]
I'm in some fairly aggressive mutual funds and I'm doing ok. Then again I just let it sit and do nothing.
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Posted: 4/18/2015 10:24:56 PM EDT
[#20]
Quoted:
The AM radio guys keeps telling me the stock market is at record highs. Just logged into Principal and my 401k is 2.23% for the year to date. This is a record? In case someone cares, my 401k consists of VTIVX and VINIX. I don't get it. You bought high. |
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Posted: 4/18/2015 10:28:31 PM EDT
[#21]
Quote HistoryQuoted:
Mine is somewhere around 10% gain so far this year. I'm satisfied with it. I'm almost 37 years old and I think my 401k has made more in interest this year than I've made in gross salary. That's not interest. It is either that the stocks themselves have risen in price (imaginary money until you sell) or dividends (mostly) and a little bit of interest. |
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Posted: 4/18/2015 10:29:20 PM EDT
[#22]
The last quarter I made about 400 bucks
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Posted: 4/18/2015 10:34:17 PM EDT
[#23]
Quote HistoryQuoted:
Move it to a vanguard target retirement account. That's what VTIVX is. |
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Posted: 4/18/2015 10:39:20 PM EDT
[#24]
Who's your broker? Dicaprico? Yeah we had a little hit friday but friday's are normally down. Mines at
Personal Rate of Return YEAR-TO-DATE, FROM 01/01/2015 - 04/17/2015 5.04% which isn't much but its leveraged against the planet so its still better than inflation which is no where to be found in this age of cheap $. 
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Posted: 4/18/2015 10:42:49 PM EDT
[#25]
Invest in weekly outbid the money options for better return. Only way you'll beat the market.
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Posted: 4/18/2015 10:48:28 PM EDT
[#26]
Not invested in the right stocks?
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Posted: 4/19/2015 12:02:44 AM EDT
[#27]
The stock market is at/near record highs...but it made most of those gains over the past couple of years.
A couple of percent in a couple of months is average. |
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Posted: 4/19/2015 12:07:03 AM EDT
[#28]
Because it's April?
Shit I lost 1.5% of my account's total on Friday alone. Run a 12 month average. You should invest with a calendar rather than a stop watch. I was on bankrate.com's site tonight looking forward to where I'll be in 10 years if I keep investing and doing well. I liked what I saw, big numbers. 
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Posted: 4/19/2015 5:12:10 AM EDT
[#29]
Quote HistoryQuoted:
Because it's April? Shit I lost 1.5% of my account's total on Friday alone. Run a 12 month average. You should invest with a calendar rather than a stop watch. I was on bankrate.com's site tonight looking forward to where I'll be in 10 years if I keep investing and doing well. I liked what I saw, big numbers. In another thread on investing (long term) I almost stated what my old paperboy and landscaping $ (~$10K) which I put in an IRA (stock mutual fund and later the S&P index when it became available) and left untouched for some 30+ years is worth...but I figured no one would believe it. Time value of money: believe it! |
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Posted: 4/19/2015 5:22:35 AM EDT
[#30]
Quote HistoryQuoted: 2.34% in 3 months is terrific performance when the interest rates for cash is 0% for an entire year. Quote HistoryQuoted: Quoted: The AM radio guys keeps telling me the stock market is at record highs. Just logged into Principal and my 401k is 2.23% for the year to date. This is a record? I am at 3.89% YTD, and 10.87% 1-Year. Seems fine by me. 2.23% seems fine without taking on large amounts of risk. ETA: 25% in VTSAX 75% in VSMAX |
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Posted: 4/19/2015 5:34:35 AM EDT
[#31]
Quote HistoryQuoted:
The s&P record high close was in late February, it looks like 2129. I have had a great run last 2 years, I am all in cash in my 401k now. How come? Momentum strategy? Someone's newsletter? I'm honestly curious- I'm pursuing a "dual momentum" strategy like this guy's and wonder if you are using some sort of objective "sell" signal. |
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Posted: 4/19/2015 6:03:15 AM EDT
[#32]
Quote HistoryQuoted: How come? Momentum strategy? Someone's newsletter? I'm honestly curious- I'm pursuing a "dual momentum" strategy like this guy's and wonder if you are using some sort of objective "sell" signal. Quote HistoryQuoted: Quoted: The s&P record high close was in late February, it looks like 2129. I have had a great run last 2 years, I am all in cash in my 401k now. How come? Momentum strategy? Someone's newsletter? I'm honestly curious- I'm pursuing a "dual momentum" strategy like this guy's and wonder if you are using some sort of objective "sell" signal. But since July 2014 the dollar has skyrocketed, and raising interest rates would push it higher, which the fed might use as justification to not raise interest rates. I could be making a mistake. |
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Posted: 4/19/2015 6:11:05 AM EDT
[#33]
Quote HistoryQuoted:
Most of your profits go to pay the multi-million dollar salaries of the fund managers. 
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Posted: 4/19/2015 6:22:56 AM EDT
[#34]
Quote HistoryQuoted:
 Quote HistoryQuoted:
Quoted:
Most of their your profits go to pay the multi-million dollar salaries of the fund managers. That should make Burt a little happier. |
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Posted: 4/19/2015 6:43:44 AM EDT
[#35]
a) It's only April.
b) Those records are relative are on a scale that is not limited so will (hopefully) continue to rise to infinity (e.g. NOT a scale from 1 to 10), so will continue to set records for all eternity. |
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Posted: 4/19/2015 7:24:57 AM EDT
[#36]
Quote HistoryQuoted:
It goes against Benjamin Graham's advice to stay in the market and not try to time it, but I made like 20% in 2013 and 16% in 2014 and feel like I am pushing my luck, especially because those gains are mostly due to ZIRP and QE, and there could be a big draw down prompted by the fed raising interest rates. They said they would if unemployment got better and it has. I know that's a bogus measure but that's what the fed said they were looking at as justification for ZIRP and QE. But since July 2014 the dollar has skyrocketed, and raising interest rates would push it higher, which the fed might use as justification to not raise interest rates. I could be making a mistake. Quote HistoryQuoted:
Quoted:
Quoted:
The s&P record high close was in late February, it looks like 2129. I have had a great run last 2 years, I am all in cash in my 401k now. How come? Momentum strategy? Someone's newsletter? I'm honestly curious- I'm pursuing a "dual momentum" strategy like this guy's and wonder if you are using some sort of objective "sell" signal. But since July 2014 the dollar has skyrocketed, and raising interest rates would push it higher, which the fed might use as justification to not raise interest rates. I could be making a mistake. Better to make a mistake for 2 years and make no gains than make no mistake for 3 and lose 50%. 
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Posted: 4/19/2015 7:40:59 AM EDT
[#37]
Quoted:
The AM radio guys keeps telling me the stock market is at record highs. Just logged into Principal and my 401k is 2.23% for the year to date. This is a record? In case someone cares, my 401k consists of VTIVX and VINIX. I don't get it. You have a target date fund and an index fund. You will most likely consistently lag the market. I only use index funds as hedges to risk in my other holdings. I never recommend or use "Target Date" or "Life Cycle" funds. J. |
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Posted: 4/19/2015 7:43:39 AM EDT
[#38]
Quote HistoryQuoted:
You have a target date fund and an index fund. You will most likely consistently lag the market. I only use index funds as hedges to risk in my other holdings. I never recommend or use "Target Date" or "Life Cycle" funds. J. Quote HistoryQuoted:
Quoted:
The AM radio guys keeps telling me the stock market is at record highs. Just logged into Principal and my 401k is 2.23% for the year to date. This is a record? In case someone cares, my 401k consists of VTIVX and VINIX. I don't get it. You have a target date fund and an index fund. You will most likely consistently lag the market. I only use index funds as hedges to risk in my other holdings. I never recommend or use "Target Date" or "Life Cycle" funds. J. Are your other holdings in equities? |
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Posted: 4/19/2015 7:51:40 AM EDT
[#39]
Quote HistoryQuoted:
Are your other holdings in equities? Quote HistoryQuoted:
Quoted:
Quoted:
The AM radio guys keeps telling me the stock market is at record highs. Just logged into Principal and my 401k is 2.23% for the year to date. This is a record? In case someone cares, my 401k consists of VTIVX and VINIX. I don't get it. You have a target date fund and an index fund. You will most likely consistently lag the market. I only use index funds as hedges to risk in my other holdings. I never recommend or use "Target Date" or "Life Cycle" funds. J. Are your other holdings in equities? Yes. Although I'm about 19% in bonds/fixed income right now. That's about as conservative as I can get. 
I looked at the bottom and top of holdings for TTM - 5.99% on low end, 66.05% on the high. |
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Posted: 4/19/2015 8:05:44 AM EDT
[#40]
I made massive amounts of money last year, and so far this year is looking pretty good.
If I have another couple good years I will probably retire. I am looking forward to the day that my yearly gains = $1M...it's coming soon and I can't wait. |
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Posted: 4/19/2015 8:06:49 AM EDT
[#41]
I'm at 3.44% YTD as of today
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Posted: 4/19/2015 8:11:32 AM EDT
[#42]
Click HERE. Subscribe. Best $12 you'll ever spend invest.
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Posted: 4/19/2015 8:17:56 AM EDT
[#43]
Quote HistoryQuoted:
Most of your profits go to pay the multi-million dollar salaries of the fund managers. 
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Posted: 4/19/2015 8:22:16 AM EDT
[#44]
Bought SWHC at 9 last year. I am alright.
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Posted: 4/19/2015 8:36:35 AM EDT
[#45]
Quoted:
The AM radio guys keeps telling me the stock market is at record highs. Just logged into Principal and my 401k is 2.23% for the year to date. This is a record? In case someone cares, my 401k consists of VTIVX and VINIX. I don't get it. Just Google a Dow Jones or S&P 500 chart and it will make sense. |
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Posted: 4/19/2015 8:44:30 AM EDT
[#46]
It could be worse. I liquidated my 401k and invested it in XM855.
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Posted: 4/19/2015 8:47:34 AM EDT
[#47]
The stock market has been treading water so far this year. If it wasn't for the dividends on my stocks, I'd be flat. 2015 is not going to be a banner year like 2013.
I fear that we may be coming to the end of the bull market. It's too early to liquidate, but I'd be watchful. Economic developments in Europe (for example, a Greek exit from the euro) could have an outsize effect. |
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Posted: 4/19/2015 8:52:32 AM EDT
[#48]
Quote HistoryQuoted:
It could be worse. I liquidated my 401k and invested it in XM855.
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Posted: 4/19/2015 8:52:39 AM EDT
[#49]
Quote HistoryQuoted:
Most of your profits go to pay the multi-million dollar salaries of the fund managers. A tad heavy on the social justice this morning. |
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Posted: 4/19/2015 9:00:09 AM EDT
[#50]
Quote HistoryQuoted:
The stock market has been treading water so far this year. If it wasn't for the dividends on my stocks, I'd be flat. 2015 is not going to be a banner year like 2013. I fear that we may be coming to the end of the bull market. It's too early to liquidate, but I'd be watchful. Economic developments in Europe (for example, a Greek exit from the euro) could have an outsize effect. It's better to take profit when everyone else is buying and miss the top than to try take profit when everyone else is selling. |
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