Generation "X" how long do you plan on working? - Page 1

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Posted: 12/17/2014 6:36:06 PM EDT

When do you plan to retire?

Posted: 12/17/2014 6:39:21 PM EDT

[#1]

Assuming my company's benefits don't change, I will be able to retire with full pension at 55 with 35 years of service.

Which option do I choose?

Posted: 12/17/2014 6:41:27 PM EDT

[#2]

I have no illusions about retiring. I plan on working til the day I die. Hopefully I won't have to, but one cannot count on that.

Posted: 12/17/2014 6:41:58 PM EDT

[#3]

Technically already retired at 36, going to school to train for a new career, not doing jack sucks. Probably work until early 70s or when the rest of my body stops working for me.

Posted: 12/17/2014 6:42:55 PM EDT

[#4]

I don't know what a generation x is.

Quit your daydreaming melon head

Posted: 12/17/2014 6:43:42 PM EDT

[#5]

I am working till the Grim Reaper says I'm done working.

Posted: 12/17/2014 6:43:57 PM EDT

[#6]

Till after the dust settles when tshtf

Posted: 12/17/2014 6:45:13 PM EDT

[#7]

I'm what they call a "carry-out" around here.

Posted: 12/17/2014 6:45:45 PM EDT

[#8]

I plan on doing something to make money. Not because I think I will need it, but because I like being an entrepreneur. I've been self employed for the lion's share of my life, and I like working for "me"... I figure why stop when I'm old?

Posted: 12/17/2014 6:46:56 PM EDT

[#9]

Quote History

Quoted:
I don't know what a generation x is.

Quit your daydreaming melon head

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Posted: 12/17/2014 6:47:23 PM EDT

[#10]

I'll have 25 years in civil service hopefully at 60. I'll also start drawing my state retirement for my 12 years as an LEO when I'm 65. But, I am not depending on those alone. If it all comes down to it, I have a paid for cabin and two acres on a spring fed lake in Maine and plenty of guns and ammo stored to feed my family with.

Posted: 12/17/2014 6:47:29 PM EDT

[#11]

I might make it to 45. This is why me and my wife never wanted kids.

Posted: 12/17/2014 6:48:35 PM EDT

[#12]

I plan on working forever. The baby boomers need us to keep paying for their Social Security.

Posted: 12/17/2014 6:49:42 PM EDT

[#13]

Quote History

Quoted:
Technically already retired at 36, going to school to train for a new career, not doing jack sucks. Probably work until early 70s or when the rest of my body stops working for me.

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Were are waiting

Posted: 12/17/2014 6:49:49 PM EDT

[#14]

My goal is 62-65 depending on how long I can physically do my job.

Odds are, the day after I retire I will keel over and die.

Posted: 12/17/2014 6:49:53 PM EDT

[#15]

I'm an X'er, being born in '65

I will retire in 58 more months at 54. Wife already went to part time this past year.

Posted: 12/17/2014 6:51:10 PM EDT

[#16]

Quote History

Quoted:

Were are waiting

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Quote History

Quoted:

Quoted:
Technically already retired at 36, going to school to train for a new career, not doing jack sucks. Probably work until early 70s or when the rest of my body stops working for me.

Were are waiting

Not sure what your statement means.

Posted: 12/17/2014 6:53:57 PM EDT

[#17]

Quote History

Quoted:

Not sure what your statement means.

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Quote History

Quoted:

Quoted:
Technically already retired at 36, going to school to train for a new career, not doing jack sucks. Probably work until early 70s or when the rest of my body stops working for me.

Were are waiting

Not sure what your statement means.

Ah.

Medically retired from the army. Between that and my wife's income from teaching, I don't have to work as long as I don't mind:

Money being tight for a while

Not doing anything productive

Posted: 12/17/2014 6:56:03 PM EDT

[#18]

... 60 sounds about right

Posted: 12/17/2014 6:57:00 PM EDT

[#19]

If Republicans, Democrats, and the Union stop messing with my pension, I'll be done by 60.

I've held a job since 16, if that's not enough in a 1st world Western country, then I'm going FSA by then. Fuck the system.

Posted: 12/17/2014 6:57:37 PM EDT

[#20]

At 49 I will have my .gov years in and plan to do nothing besides maybe teach a night/online college course a couple times a week. 13 years left to go

Posted: 12/17/2014 6:58:33 PM EDT

[#21]

I wanted to pick both "60 to 65" and "Working is for suckers."

Posted: 12/17/2014 7:00:15 PM EDT

[#22]

When will I be able to retire? Pretty much whenever I want after 50. But I'm going to be an owner in the company shortly once dad retires and passes things on to my brother and I. I probably won't retire until I no longer enjoy what I do.

Posted: 12/17/2014 7:01:31 PM EDT

[#23]

Funny thing about this thread is I see so many people work hard all their lives, save save save, and die before they can retire. Friend of my father's recently, worked his whole life, him and his wife. Was laid off at 68, should have retired, plenty of money, house paid off for 30 years, wife worked. Drank himself to death in the next year. I just don't get it. You work all your life for it, then blow it?

Posted: 12/17/2014 7:02:48 PM EDT

[#24]

Quote History

Quoted:
I have no illusions about retiring. I plan on working til the day I die. Hopefully I won't have to, but one cannot count on that.

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This. The institution of "retirement" as we know it is almost brand new...it used to consist of death and incapacitation that prohibited working in some productive capacity.
I don't hold retirement against anyone, as it's a fantastic thought. I just don;t think I'll be able to retire, at least completely. Ideally I would shorten my work day to 6 hours, maybe 3 days a week in my 60s.

Posted: 12/17/2014 7:03:03 PM EDT

[#25]

I'll be working until I drop dead. No other choice financially.

Posted: 12/17/2014 7:04:37 PM EDT

[#26]

I enjoy my job, and it pays well. I will probably keep doing it until I am in my 70's, God willing.

Posted: 12/17/2014 7:04:46 PM EDT

[#27]

Early 50's or so. No wife or kids and I live a simple life so I have a decent F-U fund built up for when I get tired or working.

Posted: 12/17/2014 7:06:36 PM EDT

[#28]

Forever and ever, amen.

We gotta support the self-important Baby Geezers on one end, and those precious unique snowflakes of Millennials on another.

Posted: 12/17/2014 7:08:00 PM EDT

[#29]

Posted: 12/17/2014 7:10:43 PM EDT

[#30]

46 today, hoping I can retire in 20 more years. I don't have my hopes up.

Posted: 12/17/2014 7:13:29 PM EDT

[#31]

Quote History

Quoted:

I'll be working until I drop dead. No other choice financially.

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Same.

Posted: 12/17/2014 7:15:30 PM EDT

[#32]

If I own the company still? The day I die.

If I get bought out? Whenever that happens.

Could be tomorrow. Could be never. Benefits of own your own business.

Posted: 12/17/2014 7:18:24 PM EDT

[#33]

If things go to plan, 63. Maybe earlier if I get more aggressive with savings.

But I'll need something to do...some kind of business to run--just not the day to day humping of IT biz.

Posted: 12/17/2014 7:19:17 PM EDT

[#34]

So far two types of responses. I work in the public sector and retire between 55 and 65; and those in the private sector working until they die to support the public workers pensions.

Posted: 12/17/2014 7:19:21 PM EDT

[#35]

I'm not sure I'm a gen x'r...But I really dont consider myself a baby boomer though. Was born in 64.

Anyhow, I have a pretty slack gig at work so Im planning on riding it into my 70s. I need to stay busy and if I were to retire in my 50s-60s I would just need to get another job anyways, so fuck it Im just going to stick around and fuck up the seniority list for the younger guys.

Posted: 12/17/2014 7:19:30 PM EDT

[#36]

Barring calamity...age 60 I will be checking out of the workforce.

I am 42.

Posted: 12/17/2014 7:20:24 PM EDT

[#37]

Quote History

Quoted:
So far two types of responses. I work in the public sector and retire between 55 and 65; and those in the private sector working until they die to support the public workers pensions.

View Quote

I'm a true arfcommwr, I'm getting both.

Posted: 12/17/2014 7:22:33 PM EDT

[#38]

My self identity is tied to my job. That said, I am 46 and taking work one day at a time right now. I could retire today, but not as well as perhaps latter.

Posted: 12/17/2014 7:23:16 PM EDT

[#39]

Retirement he says, lol.

Posted: 12/17/2014 7:26:03 PM EDT

[#40]

I'm 42. I hope I can retire in 20 years. I fear I will die before I can retire.

I am good with saving money at this point in my life, but I was an idiot when I was younger about saving for retirement. I lost out on quite of bit. It seemed so far away when I was 25 or 30, but it creeps up on you fast.

Posted: 12/17/2014 7:26:31 PM EDT

[#41]

The day my last kid graduates college. That should be around 55-56. Financially I'm on track and ahead of schedule.

Posted: 12/17/2014 7:29:37 PM EDT

[#42]

I'm 40 and depending on my inheritance, that might be the only thing that saves me from working till I die.

I'm not sure my kids will have much left when I die, I hope so but it is getting harder each generation.

My grandparents, the greatest generation, sold our futures with social security, welfare, and handout as to make life harder for the rest of us.

They are the ones who gained from it the most. Each generation after keeps kicking the can further and getting less from the ponzi scheme.

Posted: 12/17/2014 7:30:34 PM EDT

[#43]

When i die.

Posted: 12/17/2014 7:33:14 PM EDT

[#44]

Quote History

Quoted:
I have to work forever. The baby boomers need us to keep paying for their Social Security.

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FIFY. Don't forget the Free Shit Army.

Posted: 12/17/2014 7:36:01 PM EDT

[#45]

I can retire at 55 with 33 years of service. My pension will pay 66% of my final 4 year salary average. Might work part time until I can withdraw from my 401k.

Posted: 12/17/2014 7:37:06 PM EDT

[#46]

I'm retiring from my full time job as soon as possible, and working three or four part time jobs. I'm sick of working for piss-ant bosses, I'm in a field that is in a massive downturn and isn't getting any better, and I have too many interests to do just one job and there's no way I can combine them all into a job, unless you're hiring a photographer/programmer/chicken wrangler/woodworker.

I figure I'll do that until I die or go on full disability, or the SHTF, whichever comes first. At the rate we're all going it's neck and neck and neck.

Posted: 12/17/2014 7:37:12 PM EDT

[#47]

Heck, I'd rather be working till the day I die. Idle hands are the devil's playthings.

Posted: 12/17/2014 7:37:23 PM EDT

[#48]

44, Self-Employed. Not sure but I don't think I'll retire in the sense that my folks did. They were both .gov with fat pensions. I enjoy what I do (RE) and it's not really very physically demanding.